Alerta de liquidez

  • El reembolso, rescate o la devolución anticipada de una parte o de todo el principal invertido están sujetos a comisiones o penalizaciones.
13 Month Fixed Deposit

13 Month Deposit

13 months of  interest

Open your deposit

Up to 0,20% APR
0,20% annual NIR

For your new deposits. Offer valid until 30/09/2020

No costs or fees

Bank deposit with no maintenance fees.

Financial returns from day one

You earn interest from day one that you will receive in 13 months.

Your money when you need it

There are no fees if you cancel early. All of your money plus the 0,01% APR (annual NIR of 0,01%).

Greater profitability

  • 0,20% annual NIR (0,20% APR) for deposits from a minimum of 5.000€ and up to a maximum of 150.000€.

  • For an example deposit of 25.000€, the interest paid in 13 months would be 54,17€ gross.

No fees

  • No maintenance fees.

  • You can withdraw your money when you need at no charge. We will return it all to you as well as 0,01%  annual NIR (0,01% APR)

Earn money effortlessly

  • Financial returns from day one for the money you bring from other banks that increases your overall Openbank balance at January 31, 2020

  • With our Open Deposit you will receive the interest you earn directly in your account after 13 months.



Become a customer in just three steps, wherever you are


Complete the online form

To become a customer, we need to know a few things about you. Complete the online form and choose your access code.


Confirm your identity

Without having to go anywhere. By video call, providing your account number in another bank or with a messenger.


Sign electronically

We will send you an SMS text with a security code in order to access your contract so that you can sign it online.

Our investment specialists will help you in everything you need

Our investment specialists will help you with whatever you need.

Send us your details and we'll call you right back (Mon - Fri, 8:00 am to 08:00 pm).

When would you like us to call you?
It seems that you are trying many times, we need a validation

When we reply, we will contact you using the name and number you have given us. This is information that we will not store or use for any other purpose.

If you want to learn more about the legal aspects of this process, and especially how we protect your privacy, click here