13 Month Fixed Deposit

13 Month Deposit

13 months of  interest

Open your deposit

Up to 0,40% APR/0,40% annual NIR

For your new deposits. Offer valid until 30/11/2018

No costs or fees

Bank deposit with no maintenance fees.

Financial returns from day one

You earn interest from day one that you will receive in 13 months.

Your money when you need it

There are no fees if you cancel early. All of your money plus the 0,05% APR (annual NIR of 0,05%).

Greater profitability

  • 0,40% annual NIR (0,40% APR) for deposits from a minimum of 5.000€ and up to a maximum of 150.000€.

  • For an example deposit of 25.000€, the interest paid in 395 days would be 108,22€ gross.

No fees

  • No maintenance fees.

  • You can withdraw your money when you need at no charge. We will return it all to you as well as 0,05% annual nominal interest.

Earn money effortlessly

  • Financial returns from day one for the money you bring from other banks that increases your overall Openbank balance at july 31, 2018

  • With our Open Deposit you will receive the interest you earn directly in your account after 13 months.



Become a customer in just three steps, wherever you are


Complete the online form

To become a customer, we need to know a few things about you. Complete the online form and choose your access code.


Confirm your identity

Without having to go anywhere. By video call, providing your account number in another bank or with a messenger.


Sign electronically

We will send you an SMS text with a security code in order to access your contract so that you can sign it online.

Do you want to learn more about the 13 Month Deposit?

Open this bank deposit for between 5.000€ and 150.000€ that you bring from other banks and that increases your total balance at july 31, 2018. After 13 months, you will automatically receive the interest in your account.

Of course! Whenever you want and with no costs or fees. If you cancel your bank deposit before the 13 months we will immediately deposit into your account all of your money plus the interest you have earned during the time elapsed at 0,05%​​​​​​​ annual NIR.

Nothing. Because opening, maintaining and cancelling the deposit are free. The more you invest, the higher the Interests even if you cancel before 13 months have elapsed.

If you are not yet a customer, you can become one right here.

If you are already a customer, open it here or through our app with your mobile phone or tablet.

If you would like more personalised service, call us at  +34 91 177 33 37​​​​​​​.

We make it extremely simple for you. Call us at 91 177 33 10​​​​​​​ and our team of professionals will help you with everything you need.

Contact our investment specialists

Our investment specialists will help you with whatever you need.

Send us your details and we'll call you right back (Mon - Fri, 8:00 am to 08:00 pm).

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If you want to know more about our data protection policies  click here.