We’re giving you €30 this summer!
Promotional code:
Promotion valid:
09/06/2025 - 22/08/2025
Reward date:
Second half of October 2025
Apply for the Open Credit Card1 and spend €600 or more to enjoy your reward! Apply now and start enjoying its benefits.
- Free of charge. No arrangement, maintenance, or renewal fees (0% annual NIR, 0% APR2).
- Shop in any currency with no fees3 365 days a year.
- You can finance your purchases and payments from €30 over 1 month interest-free (0% APR4 and 0% annual NIR) or choose a payment plan from 2 to 36 months (14.93% APR5 and 14% annual NIR).
- Unlock your travel benefits for just €2.99/month and get 5 fee-free ATM withdrawals worldwide, plus travel assistance insurance6.
Take part between 10 June 2025 and 22 August 2025.
- Apply 1 for your Open Credit Card for free here, or call us on (+34) 91 177 33 10 or (+34) 900 223 242 between 10 June 2025 and 22 August 2025.
- Join the promotion using the code OPENCREDIT25 by 22 August 2025 (inclusive) and accept the terms and conditions.
- Spend at least €600 with your new Open Credit Card between 10 June 2025 and 19 September 2025.
- You must be an individual over 18 years old and a resident in Spain.
- You must be an active Openbank current account holder during the promotion period.
If you meet the terms and conditions, the payment will be credited to your Openbank current account during the second half of October 2025.
By way of example, cash withdrawals at ATMs, transfers, or any transactions carried out through the following payment platforms will not be considered as purchases: World Remit, Transferwise, Revolut, MoneyGram, Coinbase, Azimo LTD, Bizum, Bankless, Swiss Quote Bank, ACE Money Transfer, Eurinex Money Transfer, MoneyToPay, Web Money, Money Trans World, JPay Money, Izly Money, Líder Money Transfer, Small World Money, Titanes Money Transfer, Skrill, Western Union. These types of transactions will be excluded by tracking the retailer codes and/or those most commonly used by each platform.
Purchases made at retailers related to gambling activities will not be taken into account for payment of the incentive.
This promotion cannot be combined with any other cards with direct payments during the same promotional period.
1 Issuance of Openbank credit cards is subject to prior approval by the Openbank Risk Department.
2 Representative example of €1,500 paid in full at the end of the month: NIR: 0%; APR: 0%; Total amount borrowed: €1,500. Total amount owed: €1,500. Total cost of credit: €0. Card issuance fee: €0. French amortisation schedule. The APR may vary depending on the selected payment method. Please refer to the pre-contractual information for the conditions applicable to other payment methods.
3Visa may apply a mark-up to European Central Bank exchange rates.
4 Representative example for a financed purchase or payment of €200 over 1 month: Annual NIR: 0%; APR: 0%. Monthly payment €200. Total amount owed: €200. Total amount borrowed: €200. Total interest: €0. French amortisation schedule.
5 Representative example for a financed purchase or payment of €200 over 3 months made on the 1st of the month with the usual payment method and 3 fixed monthly instalments, on the assumption that no further drawdowns are made during that period and there is no breach of the terms and conditions of the agreement. Annual NIR: 14.00%; APR 14.93%; 2 instalments of €68.23 and a final instalment of €68.22. Total amount borrowed: €200. Total amount owed: €204.68. Total cost of credit: €4.68. The APR and the total amount to be paid are calculated on the assumption that the agreement remains in force for its duration and the parties meet their obligations under the agreed terms and conditions and by the agreed deadlines. French amortisation schedule. Therefore, for this particular example, the purchase price in cash would be €200 and the total price in instalments would be €204.68. Openbank recommends the responsible use of this service.
6 Insurance provided by Zurich Insurance PLC, Spanish Branch.