Finance your payments and enjoy your Christmas shopping!
Promotional code:
Promotion valid:
11/17/2024 - 01/20/2025
Draw takes place:
18 February 2025
Promotion runs from 18/11/24 until 20/01/25 (both inclusive).
- Join the promotion with the code APLAZA24 by 20 January 2025 (inclusive) and accept the terms and conditions.
- Get one entry into the draw for every financed payment or purchase worth at least €30 using your Openbank credit cards between 18/11/2024 and 20/01/2025 (both inclusive).
- Durante un mes sin intereses. Compra hoy y paga dentro de 1 mes sin intereses (0 % TIN anual, 0 % TAE)4.
- O si lo prefieres, elige en cuántos meses quieres pagarlas, de 2 a 36 meses5. ¡Puedes aplazar tus compras de los últimos 3 meses!
- For one month interest-free. Buy today and pay in one month interest-free (0% annual NIR, 0% APR)4.
- Or, if you prefer, choose how many months you want to repay it over, from 2 to 36 months5. You can finance your purchases from the last 3 months!
- You must be an Openbank customer on the incentive payment date.
- You must be an individual over 18 years of age and a resident in Spain.
- You must be an active Openbank Current Account holder.
- You must be the holder of an Openbank credit card during the promotion period.
- You must have financed at least one purchase or payment with the card during the promotion period.
- Each financed purchase or payment must be at least €30.
- By way of example, cash withdrawals at ATMs, transfers, or any transactions carried out through the following payment platforms will not be considered as purchases: World Remit, Transferwise, Revolut, MoneyGram, Coinbase, Azimo LTD, Bizum, Twyp, Bankless, Swiss Quote Bank, ACE Money Transfer, Eurinex Money Transfer, MoneyToPay, Web Money, Money Trans World, JPay Money, Izly Money, Líder Money Transfer, Small World Money, Titanes Money Transfer, Skrill, Western Union. These types of transactions will be excluded by tracking the retailer codes and/or those most commonly used by each platform. Find out more
- The draw will take place on 18 February 2025.
1Restrictions apply. See details at: amazon.es/tarjetas-regalo-condiciones
2 Only charges or transactions that appear as financeable on the website or app (such as direct debits, bills, taxes, etc.) may be financed.
3 To be eligible to join the promotion, you may not make early repayments of debt during this period, except for the entries obtained in this case. Financed payments or purchases recorded in Openbank systems as of the date on which the data is obtained will be considered for the prize draw.
4Representative example for a financed purchase of an amount of €200 for one month: Annual NIR: 0%; APR: 0%. Monthly payment €200. Total amount owed: €200. Total amount borrowed: €200. Total interest: €0. French amortisation schedule. Please note that the APR may vary depending on which payment method you choose from the options offered by the chosen credit card, and if there are conditions that you do not meet. On cards with renewal fees, the APR will vary in the second year due to the application of this fee. See full terms and conditions for the card on the openbank.es/en website.
5Representative example for a financed purchase or payment of €200 over 3 months made on the 1st of the month with the usual payment method and 3 fixed monthly instalments, on the assumption that no further withdrawals are made during that period and there is no breach of the terms and conditions of the agreement. Annual NIR: 14.00%; APR 14.93%; 2 instalments of €68.23 and a final instalment of €68.22. Total amount borrowed: €200. Total amount owed: €204.68. Total cost of credit: €4.68. The APR and the total amount to be paid are calculated on the assumption that the agreement remains in force for its duration and the parties meet their obligations under the agreed terms and conditions and by the agreed deadlines. French amortisation schedule. Therefore, for this particular example, the purchase price in cash would be €200 and the total price in instalments would be €204.68.