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Defer the payment of your purchases

We give you 5% cashback on your purchases.

Get 5% cashback

Promotional code: APLAZA5

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About the promotion

With your Openbank credit cards you can defer the payment of your purchases costing more than €60 in just two clicks. In addition, we will now give you 5% cashback on each purchase that you defer!

How can you participate in the promotion?

It's very easy:

  1. Click on “Join the promotion” and enter the code APLAZA5.
  1. Enter the customer area and select one of your credit cards.
  1. Choose a purchase costing over €60 and defer the payment for up to 36 months.

Take into account that:

  • For each purchase deferred we will give you 5% cashback on the initial cost. The maximum cashback will be €30 per purchase.
  • Deferred purchases with your Open Credit Card have an interest rate of 1.39% nominal monthly (16.67% annual NIR, APR 18.00%)¹.
  • Deferred purchases with your Premium Credit Card or Diamond Credit Card have an interest rate of 0.79% nominal monthly (9.57% annual NIR, APR 10.00%)².

¹Example of payment in instalments with Open Credit of €1,000 made on the 1st of the month, with a regular payment method involving a fixed repayment over 12 months, on the assumption that there are no more deferred purchases in that period and there is no breach of the terms and conditions of the contract. Annual nominal interest rate: 16.67%; APR 18.00%; 11 repayments of € 91.05 and a final payment of € 91.03. Total amount of the credit: €1,000 Total amount owed: €1,092.58. Total cost of the credit: €92.58. The APR and total amount that the holder must pay are calculated on the assumption that the contract will remain in force for its entire duration and that the parties fulfil their obligations within the agreed conditions and deadlines.

²Example of payment in instalments with Premium Credit or Diamond Credit of €1,000 made on the 1st of the month, with a regular payment method involving a fixed repayment over 12 months, on the assumption that there are no more deferred purchases in that period and there is no breach of the terms and conditions of the contract. Annual nominal interest rate: 9.57%; APR 10.00%; 11 repayments of €87.72  and a final repayment of €87.67. Total amount of the credit: €1,000 Total amount owed: €1,052.59. Total cost of the credit: €52.59. The APR and total amount that the holder must pay are calculated on the assumption that the contract will remain in force for its entire duration and that the parties fulfil their obligations within the agreed conditions and deadlines.

Promotional code:
APLAZA5
Validity date of the promotion:
From 7 March 2018 to 31 May 2018
Cashback date:

June, 2018

Conditions of the promotion: