Luxury Trip

Defer payments with your Openbank Visa cards

Openbank Visa Cards

Win a luxury weekend in a European capital

Promotional code: APLAZA18

Become a Customer

What’s the promotion?

This summer, take part in a prize draw for a luxury weekend for two people in Paris, London, Berlin, Prague or Lisbon by deferring the payment of your purchases with your Openbank credit cards. While this special offer lasts, you can defer any purchase exceeding €60 over as many months as you prefer, from 2 to 36 months.  

What does the prize include?

The 5 winners will enjoy a luxury weekend for two in Paris, London, Berlin, Prague or Lisbon from Friday 23rd to Sunday 25th November 2018, which includes:

  • Airfare for two people to and from Madrid or Barcelona.
  • Private transfers at destination: airport - hotel - airport.
  • 2 nights in a five star hotel.
  • 1 dinner in a prestigious restaurant. The Michelin Guide has awarded stars to all the selected restaurants.

How can you take part in the draw?

It's very easy:

  1. Click on “Join the promotion” and enter the code APLAZA18 before 20 August 2018.
  2. After making your purchases, enter the customer area of the website or app and select one of your credit cards.
  3. Choose a purchase costing over €60 and defer the payment for up to 36 months.

 

For each deferred purchase you will automatically receive one entry for the draw. The more purchases you defer, the more chances you have to win a unique prize!

Please note that:

  • Only one prize will be awarded per customer, regardless of whether they hold more than one card.
  • Deferred purchases with your Open Credit Card have an interest rate of 1.39% nominal monthly (16.67% annual NIR, APR 18.00%)¹.
  • Deferred purchases with your Premium Credit Card or Diamond Credit Card have an interest rate of 0.79% nominal monthly (9.57% annual NIR, APR 10.00%)².
  • The prize represents a capital gain subject to withholding of 19% when applicable, which will be carried out by the Bank in accordance with the current tax legislation. This withholding or tax payment on account, based on the market value of the prize plus 20%, will not be passed on to the Customer. In their personal income tax savings base, the customer must include the value of the prize received plus the tax payment on account or withholding not passed on.

 

¹Example of payment in instalments with Open Credit of €1,000 made on the 1st of the month, with a regular payment method involving a fixed repayment over 12 months, on the assumption that there are no further deferred purchases in that period and there is no breach of the contractual terms. Annual nominal interest rate: 16.67%; APR 18.00%; 11 repayments of €91.05 and a final payment of €91.03. Total amount of the credit: €1,000. Total amount owed: €1,092.58. Total cost of the credit: €92.58. The APR and total amount that the holder must pay are calculated on the assumption that the contract will remain in force for its entire duration and that the parties fulfil their obligations within the agreed conditions and deadlines.

²Example of payment in instalments with Premium Credit or Diamond Credit of €1,000 made on the 1st of the month, with a regular payment method involving a fixed repayment over 12 months, on the assumption that there are no further deferred purchases in that period and there is no breach of the contractual terms. Annual nominal interest rate: 9.57%; APR 10.00%; 11 repayments of €87.72 and a final repayment of €87.67. Total amount of the credit: €1,000. Total amount owed: €1,052.59. Total cost of the credit: €52.59. The APR and total amount that the holder must pay are calculated on the assumption that the contract will remain in force for its entire duration and that the parties fulfil their obligations within the agreed conditions and deadlines.

Promotional code:
APLAZA18
Validity period of the promotion:
From 13 June 2018 to 20 August 2018
Date of draw:

5 September 2018

Conditions of the promotion: