Openbank referral program

Invite your friends and family to Openbank

Bank refer a friend

Get €40 for each friend who becomes a customer


Become a Customer


What's the Invite a Friend promotion?

Invite your friends and family to open an Open Current Account and you will receive €40 each.

How can you invite your friends?

Go to the "Invite a Friend" section from the website:

  1. Go to the customer area and in the Personal Details section of your profile click on “Invite a friend”.
  2. Click on "Invite" and you will see a preview of the message that you will receive in your inbox with the promotional code.
  3. Forward that email to your friend or family member. They must enter this code when they register as a new customer. Each code can only be used once and you can invite up to 10 friends and family members.

How and when will I receive the €40?

You will receive the €40 in your Current Account one month after the person that you have invited, your Friend, meets the promotion requirements. Friends will also receive their gift of €40 in their new Current Account on the same date.

What requirements does the Sponsor need to meet?

  • Being an individual, over 18 years old.
  • Being the holder of a Current Account that has an 'Active' operational status as at 31 December 2018, with any degree of intervention that involves holdership.
  • Inviting a Friend who meets the requirements indicated to obtain the gift.

What requirements does the Friend need to meet?

  • Being an individual, over 18 years old.
  • To benefit from the promotion, the Friend must activate the Open Current Account, as main holder, by sending all the necessary documentation and depositing at least €300 before 31 January 2019 and maintain this amount in the account for at least 6 months.
  • Not closing this account during the period of the promotion, from 21 June to 31 December 2018.
  • When a Friend has registered as an Openbank customer, they can invite and sponsor other new customers.


The provision of this prize is considered capital gain subject to tax payment on account of 19%, which will be made by the Bank in accordance with the applicable tax regulations. This tax payment on account will not be passed on to the beneficiary. In the general tax base of their personal income tax, the beneficiary must include the value of the prize received plus the tax payment on account not passed on.

Validity period of the promotion:
From 21 June 2018 to 31 December 2018
Deadline for your Friend to meet the requirements:

31 January 2019

Date of payment to Sponsor and Friend:

Once month after the Friend meets the requirements

Conditions of the promotion: