October 31, 2019
This number is indicative of the risk of the product, 1/6 indicating the least risk and 6/6 the most risk
Bank forming part of the Deposit Guarantee Fund for Credit Institutions. For money deposits, the amount guaranteed is €100,000 per depositing party at each credit institution.
What is the Invite a friend promotion?
Invite your friends and family to open an Open Current Account and you will receive €40 each.
How can you invite your friends?
Go to the “Invite a Friend” section on the website:
- Go to the customer area and in the Personal Details section of your profile click on “Invite a friend”.
- Click on "Invite" and you will be sent an email with the promotional code.
- Forward that email to your friend or family member. They must enter this code in their new customer registration process. Each code can only be used once and you can invite up to 10 friends and family members.
Go to the “Invite a Friend” section on the app:
- Log into your Openbank App and click on “Invite a friend” in the “More Transactions” menu.
- Click on "Invite" and you can see a preview of the message that your friend will receive.
- Click on "Share code" and choose how you want to share the message with your friend or family member. They must enter this code in their new customer registration process. Each code can only be used once and you can invite up to 10 friends and family members.
How and when will I receive the €40?
You will receive the €40 in your Current Account one month after the person that you have invited, your Friend, meets the promotion criteria. Friends will also receive their gift of €40 in their new Current Account on the same date.
What criteria does the Sponsor need to meet?
- You must be an individual, and over 18 years old.
- Be the main holder of an Open Current Account that is operationally active on 30 September 2019.
- Invite a friend who meets the criteria indicated to obtain the gift.
What criteria does the Friend need to meet?
- He/she must be an individual, not have previously been an Openbank customer, and be over 18 years old.
- To benefit from the promotion, the Friend must include the promotional code shared by the Sponsor in the “promotional code” section when opening an Open Current Account as the first holder.
- The Friend must activate the Open Current Account, as main holder, by sending all the necessary documentation and depositing at least €300 before 31 October 2018, and must keep this amount in the account for at least 12 months after joining the promotion.
- Not to close it during the period of the promotion, 27 June 2019 to 30 September 2019.
- When a Friend has registered as an Openbank customer, they can invite and sponsor other new customers.
Please note that:
The delivery of the selected reward constitutes income from movable capital in cash, subject to a withholding or payment on account of 19%. The client will receive the payment of the net amount, after deduction of the withholding. The customer must declare the full amount of the incentive in the savings base of his personal income tax, deducting the withholding from the tax payable
One month after the friend meets the criteria