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DISCOVER OPENBANK WEALTH

You never imagined investing could be so easy

Learn more about our Robo-Advisor automated investment service.

Want to invest but don't know how? Don't worry, we'll take care of it for you. Build your portfolio in 5 minutes and we'll rebalance it automatically to market changes. Give it a go, starting with an initial investment of at least €500! You can redeem your money at any time with no cancellation fee. We manage your money by prioritising investment in funds that follow environmental, social and good governance (ESG) criteria.

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Get up to €500 to invest

Get €50 for you and €50 for every friend you refer who signs up to our Robo-Advisor. Until 31/07. Conditions & risks apply.

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You invest: make your own investment decisions

onboarding

Become a customer in just three steps, wherever you are

1

Fill out your details

To become a customer, we need to know a few things about you. Fill out the online form and choose your passcode. Have your DNI or NIE at hand.

2

Confirm your identity

With no need to go anywhere. By video call, providing your account number in another bank.

3

Sign electronically

We will send you an SMS text with a security code to access your contract so that you can sign it online.

Accounts with a team of investment specialists with extensive experience

Want to switch your investment products to Openbank? Call us on 91 177 33 16 and we'll be glad to help.

Want to learn more about Openbank Wealth?
What's Openbank Wealth?

Openbank Wealth is a new space specialising in the world of investments and financial markets. At Openbank Wealth, we share our investment committee's market vision with you.

 This new space is divided into two sections, depending on how you want to invest:

  • You invest: this is the section where you can find all the products availble, so that you can manage your own investment: stocks, Investment Funds, Pension Plans, ETFs and warrants. We also offer a complete package of tools to help you make your best investment decisions.
  • We invest for you: our new automated investment service, the Openbank Robo-Advisor designed for those who are looking to invest but perhaps lack expert knowledge. An end-to-end service with a minimum investment of only €500. How does it work? All you need to do is determine your investor profile and choose the strategy you want us to follow. After that, our Investment Committee, advised by experts at BlackRock and Santander Asset Management, will analyse the market, and automatically rebalance your portfolio, if necessary.
Our Robo-Advisor automated investment service explained in 10 quick points

For a quick and simple overview, check out the main features of our “We invest for you” service.  

  • We will ask you to answer a few short questions so we can determine the most suitable nvestment strategies according to your profile. You will then be able to select the strategy with which you feel most comfortable.  
  • You decide how much you want to invest, starting from as little as €500. Plus, you can set up automatic contributions from just €1 to build you portfolio little by little. Bear in mind that the order will be executed when the contributions reach at least €10.  
  • Our Investment Committee makes investment decisions based on market performance and the diversification and risk that your selected investment strategy can take on.  
  • We manage your money with a medium- to long-term plan, investing in index and actively managed funds from the main asset managers, and prioritising sustainable investment funds that follow Environmental, Sustainable and Good Governance (ESG) criteria.  
  • The service automatically rebalances your investment portfolio by making transfers between funds, resulting in zero fiscal impact. This management component is automatic, hence the name for this type of service: Robo-Advisor, stemming from “robot” and “advisor”.  
  • We engage the advisory services of BlackRock®, the world's largest asset manager1, which provides us with its market vision and asset allocation model, as well as Santander Asset Management, which helps us select the funds.  
  • Once you have signed up to the service, you can track your portfolio's performance or investment goal on the website and app 24/7.  
  • We will keep you updated at all times on where we invest your money and how your investment is performing. You will also receive monthly reports and a fiscal report to help you with your taxes.  
  • Our team of investment specialists are on hand to help by calling (+34) 91 177 33 16. Our professionals have more than 20 years of experience and are certified by AFI, a Spanish provider of consultancy and training services.  
  • You can cancel the service at any time.

The We invest for you service is designed with a medium- to long-term investment horizon in mind. At Openbank, we believe that a medium-term investment (3-7 years) or long-term investment (more than 7 years) is the most efficient and optimum way to invest. This service can only be engaged by residents in Spain and by a individual holder.

See the results of our Automated Investment Service here.

 

Source: Morningstar 2021.

How can you invest in an Investment Fund through Openbank?

You can invest in a fund on our website and app. You have more than 2,000 index and actively managed funds available to invest from one euro or less. Plus, we don’t charge any transfer, subscription, custody or redemption fees.

You can also check out these examples of diversified fund portfolios with various risk levels and no additional costs for you. You can replicate them or adjust them according to your own market vision, using index funds or actively managed funds.

If you prefer, we can invest for you. From an initial investment of €500 and with no need for you to be an expert, we engage the advisory services of BlackRock®, with no cancellation fee. Check out the results of our automated investment service. 

And don’t forget, our experienced AFI-certified team of investment specialists are on hand to help on (+34) 91 177 33 16.

Do you want to switch your Investment Funds to Openbank?

Please get in touch with our investment specialists on (+34) 91 177 33 16 – they will handle the transfer and you won’t be charged anything. Don’t forget that you will need your signature key (8 digits) to issue an order for the transfer. We also recommend having the following to hand:

  • ISIN of the fund you wish to transfer and your Common Account Number in that fund. If the fund is international, we will ask you to provide the name of the bank or savings bank in which you hold the fund in order to identify the distributor.
  • ISIN of the target fund. This must be a fund offered by Openbank. We have more than 2,000 index funds and actively managed funds to choose from, as well as funds with more accesible asset classes. Try using our Fund Finder to find one that suits you.

You will need to indicate if you are requesting a total or partial transfer (by amount or shares). Don’t forget that in order to process your transfer request, the holders of the source and target funds must match. This operation carries no fiscal implications and you will maintain the seniority of the transferred shares.

As soon as your funds are available in Openbank, you can carry out the following online and at no charge whatsoever:

  • Purchase new funds.
  • Additional subscriptions.
  • Internal transfers.
  • Redemptions.

Openbank does not charge any custody fees.

How can you take out a Pension Plan?

Our Pension Plan Finder allows you to choose from a wide range of plans. You can learn more about the Pension Plan that best suits your needs and take it out by clicking on the sign up button. 

If you would prefer to speak to someone, call us on (+34) 91 177 33 16 and our team of pension plan professionals will be glad to help.

If you are not yet a customer, open an account here.

How can I transfer my Pension Plan to Openbank?

To switch the Pension Plan you have in another bank to Openbank, all you have to do is: 

Print this document. Fill it in, sign it and send it to us by e-mail, together with the last statement of the plan, to inversiones@openbank.es. Or, if you prefer, you can send it back to us by ordinary post to the following address (you don't need to buy a stamp, we provide you with a free postage label along with the plan transfer application document. You just have to print it, cut it out and stick it to an envelope):

Openbank Operations/Products Department.

What's Openbank Wealth?

Openbank Wealth is a new space specialising in the world of investments and financial markets. At Openbank Wealth, we share our investment committee's market vision with you.

 This new space is divided into two sections, depending on how you want to invest:

  • You invest: this is the section where you can find all the products availble, so that you can manage your own investment: stocks, Investment Funds, Pension Plans, ETFs and warrants. We also offer a complete package of tools to help you make your best investment decisions.
  • We invest for you: our new automated investment service, the Openbank Robo-Advisor designed for those who are looking to invest but perhaps lack expert knowledge. An end-to-end service with a minimum investment of only €500. How does it work? All you need to do is determine your investor profile and choose the strategy you want us to follow. After that, our Investment Committee, advised by experts at BlackRock and Santander Asset Management, will analyse the market, and automatically rebalance your portfolio, if necessary.
Our Robo-Advisor automated investment service explained in 10 quick points

For a quick and simple overview, check out the main features of our “We invest for you” service.  

  • We will ask you to answer a few short questions so we can determine the most suitable nvestment strategies according to your profile. You will then be able to select the strategy with which you feel most comfortable.  
  • You decide how much you want to invest, starting from as little as €500. Plus, you can set up automatic contributions from just €1 to build you portfolio little by little. Bear in mind that the order will be executed when the contributions reach at least €10.  
  • Our Investment Committee makes investment decisions based on market performance and the diversification and risk that your selected investment strategy can take on.  
  • We manage your money with a medium- to long-term plan, investing in index and actively managed funds from the main asset managers, and prioritising sustainable investment funds that follow Environmental, Sustainable and Good Governance (ESG) criteria.  
  • The service automatically rebalances your investment portfolio by making transfers between funds, resulting in zero fiscal impact. This management component is automatic, hence the name for this type of service: Robo-Advisor, stemming from “robot” and “advisor”.  
  • We engage the advisory services of BlackRock®, the world's largest asset manager1, which provides us with its market vision and asset allocation model, as well as Santander Asset Management, which helps us select the funds.  
  • Once you have signed up to the service, you can track your portfolio's performance or investment goal on the website and app 24/7.  
  • We will keep you updated at all times on where we invest your money and how your investment is performing. You will also receive monthly reports and a fiscal report to help you with your taxes.  
  • Our team of investment specialists are on hand to help by calling (+34) 91 177 33 16. Our professionals have more than 20 years of experience and are certified by AFI, a Spanish provider of consultancy and training services.  
  • You can cancel the service at any time.

The We invest for you service is designed with a medium- to long-term investment horizon in mind. At Openbank, we believe that a medium-term investment (3-7 years) or long-term investment (more than 7 years) is the most efficient and optimum way to invest. This service can only be engaged by residents in Spain and by a individual holder.

See the results of our Automated Investment Service here.

 

Source: Morningstar 2021.

How can you invest in an Investment Fund through Openbank?

You can invest in a fund on our website and app. You have more than 2,000 index and actively managed funds available to invest from one euro or less. Plus, we don’t charge any transfer, subscription, custody or redemption fees.

You can also check out these examples of diversified fund portfolios with various risk levels and no additional costs for you. You can replicate them or adjust them according to your own market vision, using index funds or actively managed funds.

If you prefer, we can invest for you. From an initial investment of €500 and with no need for you to be an expert, we engage the advisory services of BlackRock®, with no cancellation fee. Check out the results of our automated investment service. 

And don’t forget, our experienced AFI-certified team of investment specialists are on hand to help on (+34) 91 177 33 16.

Do you want to switch your Investment Funds to Openbank?

Please get in touch with our investment specialists on (+34) 91 177 33 16 – they will handle the transfer and you won’t be charged anything. Don’t forget that you will need your signature key (8 digits) to issue an order for the transfer. We also recommend having the following to hand:

  • ISIN of the fund you wish to transfer and your Common Account Number in that fund. If the fund is international, we will ask you to provide the name of the bank or savings bank in which you hold the fund in order to identify the distributor.
  • ISIN of the target fund. This must be a fund offered by Openbank. We have more than 2,000 index funds and actively managed funds to choose from, as well as funds with more accesible asset classes. Try using our Fund Finder to find one that suits you.

You will need to indicate if you are requesting a total or partial transfer (by amount or shares). Don’t forget that in order to process your transfer request, the holders of the source and target funds must match. This operation carries no fiscal implications and you will maintain the seniority of the transferred shares.

As soon as your funds are available in Openbank, you can carry out the following online and at no charge whatsoever:

  • Purchase new funds.
  • Additional subscriptions.
  • Internal transfers.
  • Redemptions.

Openbank does not charge any custody fees.

How can you take out a Pension Plan?

Our Pension Plan Finder allows you to choose from a wide range of plans. You can learn more about the Pension Plan that best suits your needs and take it out by clicking on the sign up button. 

If you would prefer to speak to someone, call us on (+34) 91 177 33 16 and our team of pension plan professionals will be glad to help.

If you are not yet a customer, open an account here.

How can I transfer my Pension Plan to Openbank?

To switch the Pension Plan you have in another bank to Openbank, all you have to do is: 

Print this document. Fill it in, sign it and send it to us by e-mail, together with the last statement of the plan, to inversiones@openbank.es. Or, if you prefer, you can send it back to us by ordinary post to the following address (you don't need to buy a stamp, we provide you with a free postage label along with the plan transfer application document. You just have to print it, cut it out and stick it to an envelope):

Openbank Operations/Products Department.

We manage, you have control

See how your investments are performing, any time, anywhere.

 

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