Investment Funds

More than 1,000 international investment funds at your disposal

+1,700 funds from €1 with no transfer, subscription, redemption or custody fees.

Find your fund

Tax benefits of funds. Switch between funds with no tax obligations.

Discover new investment opportunities in the new economic era

We don't charge you anything

No transfer fee.
No subscription fee.
No custody fee.
No redemption fee.

 

Find out more

Choose between actively managed or passively managed funds

Over 1,500 actively managed and/or index-linked (passively managed) funds. Choose from more than 85 asset managers and invest from one euro or less.

Find out more

And if you prefer, we invest for you

From €500 and with no need for you to be an expert, we engage the advisory services of BlackRock®See the results of our automated investment management service.
 

Find out more

The level of risk and the information of each of the Investment Funds marketed by Openbank, S.A., is detailed in the Prospectus or Key Investor Information Document (DFI) for each of the Investment Funds, available at www.openbank.es and www.cnmv.es.

 Nuevos Fondos

We are expanding our range of sustainable investment funds (ESG funds) with products from several asset management firms, and we are continuing to offer our customers access to more funds from asset management firms including State Street or BNP Paribas. Try using our fund finder tool..

Investors are looking for these investment funds

 


Fund Finder 

 

Check out the investment funds
that are most consulted at Openbank

 

Amundi IS MSCI World AE-C

Annual return
 
2015 2016 2017 2018 2019 10.21% 10.7% 7.3% -5.11% 30.91%
Past performance does not guarantee future returns
Category
Global Equity
YTD return
-2.97
Morningstar Rating
 

Amundi IS S&P 500 AE-A

Annual return
 
2015 2016 2017 2018 2019 11.87% 13.96% 6.05% -1.33% 33.95%
Past performance does not guarantee future returns
Category
North American Equity
YTD return
-0.29
Morningstar Rating
 

BGF World Technology A2 EUR

Annual return
 
2015 2016 2017 2018 2019 15.89% 9.3% 33.66% 4.53% 46.23%
Past performance does not guarantee future returns
Category
Sector Equity
YTD return
37.04
Morningstar Rating
 
  •  
  •  
  •  
Accounts with a team of investment specialists with extensive experience

Do you want to transfer your funds to Openbank from another bank? Our specialists will take care of the arrangements and you won't be charged anything. Call them on  +34 91 177 33 16. You can purchase new funds, make additional subscriptions, carry out internal transfers and redemptions both online and on the app.

Do you want to know more about Investment Funds?

What is an investment fund?

It consists of money that is pooled by various investors and invested and managed by financial market specialists. Its main appeal is that you can obtain a higher return than by investing on your own. 

To invest in a fund, all you have to do is buy one or more shares/units of the fund. This makes you a participant. Invest at any time and from very small amounts.

There are many types of investment funds: sustainable investment funds (ESG funds), which follow certain environmental, social and good governance criteria to invest in companies; funds that invest in stocks (companies) in a particular sector; index funds (which replicate the composition of an index to allow you, for example, to "invest as if a part of the Ibex 35 were yours") or actively managed funds (in which a management team studies the companies where it wants to invest the participants' money.

Openbank offers more than 1,700 index and actively managed investment funds in which you can invest from one euro or less. Try using our fund finder tool.

What types of investment funds do we offer at Openbank?

At Openbank, you can find more than 1,500 investment funds where you can invest from €1 or less. What’s more, we don’t charge transfer, subscription, custody or redemption fees.

We offer ESG investment funds from leading fund managers. These funds follow environmental, social and good governance criteria. In addition to contributing positively to society and the environment, this type of investment offers greater efficiency and stability in the medium and long term.

You can also find funds that invest in stocks (companies) in a specific sector, such as healthcare or technology, and, of course, funds in various currencies.

We also sell passively managed or index funds, which offer lower management fees compared to actively managed funds, as they replicate and track indexes.

What are the risks of investment funds?

In the breakdown of each fund, you can check the risk levels from 1 to 7 established in accordance with the current regulations, so that you can invest in the investment fund that is most suited to your profile. Remember that past performance is no guarantee of future returns.

Please note that any investment in financial markets carries a risk, including the potential risk of loss of invested capital or lack of return. Expected returns are not a reliable indicator of future performance.

When can you access your money?

You can redeem your investment whenever you wish, plus any gains –net of losses– you have generated. A specific waiting period only applies in the case of guaranteed funds.

You are free to change from one fund to another at any time and spread your investment between different markets, and without having to pay taxes until you have received your redeemed investment.

Don’t forget that Openbank does not charge any redemption fees.

What fees do you have to pay?

The management and deposit fees indicated in the prospectus of each fund shall be deducted from the net asset value of the fund. Openbank does not charge transfer, subscription, custody or redemption fees, and you can invest from €1 or less in most of the 1,700 investment funds we offer.

Do you want to transfer your funds from another bank to Openbank?

Please get in touch with our investment specialists on (+34) 91 177 33 16 – they will handle the transfer and you won’t be charged anything. Don’t forget that you will need your signature key (8 digits) to issue an order for the transfer. We also recommend having the following to hand:

·ISIN of the fund you wish to transfer and your Common Account Number in that fund. If the fund is international, we will ask you to provide the name of the bank or savings bank in which you hold the fund in order to identify the distributor.
·ISIN of the target fund. This must be a fund offered by Openbank. We have more than 1,700 index funds and actively managed funds to choose from, as well as funds with more accesible asset classes. Try using our Fund Finder to find one that suits you.

You will need to indicate if you are requesting a total or partial transfer (by amount or shares). Don’t forget that in order to process your transfer request, the holders of the source and target funds must match. This operation carries no fiscal implications and you will maintain the seniority of the transferred shares.

As soon as your funds are available in Openbank, you can carry out the following online and at no charge whatsoever:

·Purchase new funds.
·Additional subscriptions.
·Internal transfers.
·Redemptions.

Openbank does not charge any custody fees.

How can you invest in a fund through Openbank

You can invest in a fund through the website and from our app. You have more than 1,700 index and actively managed funds available to invest from one euro or less. Plus, we don’t charge any transfer, subscription, custody or redemption fees.

You can also check out these examples of diversified fund portfolios with various risk levels and with no additional costs for you. You can replicate them or adjust them according to your own market vision, using index funds or actively managed funds.

If you prefer, we can invest for you. From an initial Investment of €500 and with no need for you to be an expert, we engage the advisory services of BlackRock®, with no cancellation penalty. Check out the results of our automated investment service. 

And don’t forget, our experienced AFI-certified team of investment specialists are on hand to help on (+34) 91 177 33 16.

Do you need more information?

Take a look at the 'Why invest in Investment Funds' section where you will find this information in greater detail.

If you need to clarify anything...

We make it simple. Call (+34) 91 177 33 16 and our team of investment fund professionals will be glad to help with whatever you need.

What is an investment fund?

It consists of money that is pooled by various investors and invested and managed by financial market specialists. Its main appeal is that you can obtain a higher return than by investing on your own. 

To invest in a fund, all you have to do is buy one or more shares/units of the fund. This makes you a participant. Invest at any time and from very small amounts.

There are many types of investment funds: sustainable investment funds (ESG funds), which follow certain environmental, social and good governance criteria to invest in companies; funds that invest in stocks (companies) in a particular sector; index funds (which replicate the composition of an index to allow you, for example, to "invest as if a part of the Ibex 35 were yours") or actively managed funds (in which a management team studies the companies where it wants to invest the participants' money.

Openbank offers more than 1,700 index and actively managed investment funds in which you can invest from one euro or less. Try using our fund finder tool.

What types of investment funds do we offer at Openbank?

At Openbank, you can find more than 1,500 investment funds where you can invest from €1 or less. What’s more, we don’t charge transfer, subscription, custody or redemption fees.

We offer ESG investment funds from leading fund managers. These funds follow environmental, social and good governance criteria. In addition to contributing positively to society and the environment, this type of investment offers greater efficiency and stability in the medium and long term.

You can also find funds that invest in stocks (companies) in a specific sector, such as healthcare or technology, and, of course, funds in various currencies.

We also sell passively managed or index funds, which offer lower management fees compared to actively managed funds, as they replicate and track indexes.

What are the risks of investment funds?

In the breakdown of each fund, you can check the risk levels from 1 to 7 established in accordance with the current regulations, so that you can invest in the investment fund that is most suited to your profile. Remember that past performance is no guarantee of future returns.

Please note that any investment in financial markets carries a risk, including the potential risk of loss of invested capital or lack of return. Expected returns are not a reliable indicator of future performance.

When can you access your money?

You can redeem your investment whenever you wish, plus any gains –net of losses– you have generated. A specific waiting period only applies in the case of guaranteed funds.

You are free to change from one fund to another at any time and spread your investment between different markets, and without having to pay taxes until you have received your redeemed investment.

Don’t forget that Openbank does not charge any redemption fees.

What fees do you have to pay?

The management and deposit fees indicated in the prospectus of each fund shall be deducted from the net asset value of the fund. Openbank does not charge transfer, subscription, custody or redemption fees, and you can invest from €1 or less in most of the 1,700 investment funds we offer.

Do you want to transfer your funds from another bank to Openbank?

Please get in touch with our investment specialists on (+34) 91 177 33 16 – they will handle the transfer and you won’t be charged anything. Don’t forget that you will need your signature key (8 digits) to issue an order for the transfer. We also recommend having the following to hand:

·ISIN of the fund you wish to transfer and your Common Account Number in that fund. If the fund is international, we will ask you to provide the name of the bank or savings bank in which you hold the fund in order to identify the distributor. ·ISIN of the target fund. This must be a fund offered by Openbank. We have more than 1,700 index funds and actively managed funds to choose from, as well as funds with more accesible asset classes. Try using our Fund Finder to find one that suits you.

You will need to indicate if you are requesting a total or partial transfer (by amount or shares). Don’t forget that in order to process your transfer request, the holders of the source and target funds must match. This operation carries no fiscal implications and you will maintain the seniority of the transferred shares.

As soon as your funds are available in Openbank, you can carry out the following online and at no charge whatsoever:

·Purchase new funds. ·Additional subscriptions. ·Internal transfers. ·Redemptions.

Openbank does not charge any custody fees.

How can you invest in a fund through Openbank

You can invest in a fund through the website and from our app. You have more than 1,700 index and actively managed funds available to invest from one euro or less. Plus, we don’t charge any transfer, subscription, custody or redemption fees.

You can also check out these examples of diversified fund portfolios with various risk levels and with no additional costs for you. You can replicate them or adjust them according to your own market vision, using index funds or actively managed funds.

If you prefer, we can invest for you. From an initial Investment of €500 and with no need for you to be an expert, we engage the advisory services of BlackRock®, with no cancellation penalty. Check out the results of our automated investment service. 

And don’t forget, our experienced AFI-certified team of investment specialists are on hand to help on (+34) 91 177 33 16.

Do you need more information?

Take a look at the 'Why invest in Investment Funds' section where you will find this information in greater detail.

If you need to clarify anything...

We make it simple. Call (+34) 91 177 33 16 and our team of investment fund professionals will be glad to help with whatever you need.