From €1 to €1,000,000 at 0.15% annual NIR, 0.15% APR1. Plus, receive the interest you earn each month!
Flexible savings for the little ones
Deposit as much as you want until they turn 18.
Withdraw all or some of the money, and the interest earned, at any time.
Transfers and account maintenance are free.
Boost your little ones' savings
No minimum amounts: you can deposit from €1 to €1,000,000.
Earn interest at 0.15% APR1 and 0.15% annual NIR.
Returns from day one.
A flexible children's savings account
Deposit money into the Open Young Savings Account whenever you want and as many times as you want, from €1.
Withdraw all or some of your money together with the interest earned, at any time.
When your children turn 18, they will have access to a wide range of financial solutions to continue building their savings.
Free to open and close the account.
There are no fees for transfers or to maintain the account either.
See the applicable fees for using the main services associated with the account in the Pre-Contractual Information.
1 Representative example of the APR: For an average balance of €6,000 over 30 days, the monthly gross interest would be €0.75.
Become a customer in just three steps, wherever you are
Fill out your details
To become a customer, we need to know a few things about you. Fill out the online form and choose your passcode. Have your DNI or NIE at hand.
Confirm your identity
With no need to go anywhere. By video call, providing your account number in another bank.
We will send you an SMS text with a security code to access your contract so that you can sign it online.