Open Debit Card

Open Debit Card

Open Debit Card

Say goodbye to card and ATM fees and get discounts on top brands.

Apply for your card

Fee-free debit card

Request or renew your card free of charge if you are the primary account holder.

More than 7,500 fee-free ATMs

Fee-free and limitless cash withdrawals at all Banco Santander ATMs in Spain.

Secure online and in-store purchases

3D Secure Code System. Free SMS payment confirmation alerts.

Free accident insurance

While travelling and on public transport.

Handy and convenient for your day-to-day

  • More than 7,500 fee-free Banco Santander ATMs in Spain. Deposit cash instantly and without fees at more than 1,800 new Banco Santander ATMs in Spain.

  • Make online or in-person purchases at any establishment that accepts Mastercard.

  • With Contactless technology, all you need to do is hover your card over the terminal for payments under €50. 

Say goodbye to fees

  • Free issuance and renewal for the primary cardholder.

  • When you deposit or withdraw cash from any Banco Santander ATM in Spain.

  • Extras free of charge: Open Discounts, accident insurance, SMS alerts, Secure e-Commerce, etc.

Security and peace of mind from day one

  • Your purchases with secret PIN, 3D Secure Code System, and SMS payment confirmation alerts.

  • As a cardholder, you're insured during your trips and on public transport (with the coverage of Santander Seguros y Reaseguros S.A.).

onboarding

Become a customer in just three steps, wherever you are

1

Fill out your details

To become a customer, we need to know a few things about you. Fill out the online form and choose your passcode. Have your DNI or NIE at hand.

2

Confirm your identity

With no need to go anywhere. By video call, providing your account number in another bank.

3

Sign electronically

We will send you an SMS text with a security code to access your contract so that you can sign it online.

Become a customer

Want to learn more about the Open Debit Card?

How much does an Open Debit Card cost?

  • There are no fees for issuing or renewing the Open Debit Card for the primary account holder.
  • Free cash withdrawals at more than 7,500 Banco Santander ATMs in Spain.
  • The issuance and annual renewal of additional cards for other cardholders costs €18 per card.

What other benefits does it offer?

Fast payments thanks to Contactless technology. Just hold your card close to the terminal for payments under €50.

Peace of mind thanks to our secure e-commerce systems and free payment confirmation alerts via SMS.

What are the fees?

  • Withdraw cash at over 7,500 Banco Santander ATMs in Spain: free.

  • Withdraw cash at other ATMs in Spain: you will only pay the fee shown at the ATM.

  • Withdraw cash at other ATMs in the EU: you will only pay the fee shown at the ATM.

  • Withdraw cash at other ATMs outside the EU: 4.5% of the cash withdrawn (minimum: €3).

  • Make domestic transfers in euros, check balance and statements and top up your mobile phone at Banco Santander ATMs in Spain: free.

  • Check balance and perform other transactions at other ATMs: €0.50 (single fixed amount).

  • Make purchases in foreign currencies: 3% of the amount.

  • Monthly fee for alert service (text alerts for card payments): free.

Does it include any insurance?

Yes, there's free insurance with Santander Seguros y Reaseguros S.A. If you have an accident and you are the cardholder, the maximum compensation is €6,010.12. 

And if you have purchased a journey on public transport with the card, in addition to covering you as the cardholder, the insurance also covers anyone else whose travel is charged to the card (Maximum compensation: €120,202.42.)

For further information about the cover offered, see the corresponding policy.

How can you apply for an Open Debit Card?

If you are already a customer:

  • Call us at +34 91 177 33 10 and speak to our team of professionals.
  • Enter the Customer Area on our website or through our app on your mobile phone or tablet.

Need more information?

We make it simple. Call us on +34 91 177 33 37 and our team of professionals will be glad to held.

How much does an Open Debit Card cost?

  • There are no fees for issuing or renewing the Open Debit Card for the primary account holder.
  • Free cash withdrawals at more than 7,500 Banco Santander ATMs in Spain.
  • The issuance and annual renewal of additional cards for other cardholders costs €18 per card.

What other benefits does it offer?

Fast payments thanks to Contactless technology. Just hold your card close to the terminal for payments under €50.

Peace of mind thanks to our secure e-commerce systems and free payment confirmation alerts via SMS.

What are the fees?

  • Withdraw cash at over 7,500 Banco Santander ATMs in Spain: free.

  • Withdraw cash at other ATMs in Spain: you will only pay the fee shown at the ATM.

  • Withdraw cash at other ATMs in the EU: you will only pay the fee shown at the ATM.

  • Withdraw cash at other ATMs outside the EU: 4.5% of the cash withdrawn (minimum: €3).

  • Make domestic transfers in euros, check balance and statements and top up your mobile phone at Banco Santander ATMs in Spain: free.

  • Check balance and perform other transactions at other ATMs: €0.50 (single fixed amount).

  • Make purchases in foreign currencies: 3% of the amount.

  • Monthly fee for alert service (text alerts for card payments): free.

Does it include any insurance?

Yes, there's free insurance with Santander Seguros y Reaseguros S.A. If you have an accident and you are the cardholder, the maximum compensation is €6,010.12. 

And if you have purchased a journey on public transport with the card, in addition to covering you as the cardholder, the insurance also covers anyone else whose travel is charged to the card (Maximum compensation: €120,202.42.)

For further information about the cover offered, see the corresponding policy.

How can you apply for an Open Debit Card?

If you are already a customer:

  • Call us at +34 91 177 33 10 and speak to our team of professionals.
  • Enter the Customer Area on our website or through our app on your mobile phone or tablet.

Need more information?

We make it simple. Call us on +34 91 177 33 37 and our team of professionals will be glad to held.

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