Open Debit Card

Open Debit Card

Open Debit Card

Say goodbye to card and ATM fees and get discounts on top brands.

Apply for your card

Fee-free debit card

Request or renew your card free of charge if you are the primary account holder.

More than 7,000 fee-free ATMs

Fee-free and limitless cash withdrawals at all Banco Santander ATMs in Spain.

Secure online and in-store purchases

3D Secure Code System. Free SMS payment confirmation alerts.

Free accident insurance

While travelling and on public transport.

Handy and convenient for your day-to-day

  • More than 7,000 fee-free Banco Santander ATMs in Spain. Deposit cash instantly and without fees at more than 1,800 new Banco Santander ATMs in Spain.

  • Make online or in-person purchases at any establishment that accepts Mastercard.

  • With Contactless technology, all you need to do is hover your card over the terminal for payments under €50. 

Say goodbye to fees

  • Free issuance and renewal for the primary cardholder.

  • When you deposit or withdraw cash from any Banco Santander ATM in Spain.

  • Extras free of charge: Open Discounts, accident insurance, SMS alerts, Secure e-Commerce, etc.

Security and peace of mind from day one

  • Your purchases with secret PIN, 3D Secure Code System, and SMS payment confirmation alerts.

  • As a cardholder, you're insured during your trips and on public transport (with the coverage of Santander Seguros y Reaseguros S.A.).

onboarding

Open an account in just three steps, no matter where you are

1

Fill out your details

To open an account, we need to know a few things about you. Fill out the online form and choose your passcode. Have your DNI or NIE at hand.

2

Verify your identity

From the comfort of your own home. By video identification or using the number of your account at another bank.

3

Sign electronically

We will send you an SMS text with a security code to access your contract so that you can sign it online.

Open account

Want to learn more about the Open Debit Card?

How much does an Open Debit Card cost?

  • There are no fees for issuing or renewing the Open Debit Card for the primary account holder.
  • Free cash withdrawals at more than 7,500 Banco Santander ATMs in Spain.
  • The issuance and annual renewal of additional cards for other cardholders costs €18 per card.

What other benefits does it offer?

Fast payments thanks to Contactless technology. Just hold your card close to the terminal for payments under €50.

Peace of mind thanks to our secure e-commerce systems and free payment confirmation alerts via SMS.

What are the fees?

  • Withdraw cash at over 7,500 Banco Santander ATMs in Spain: free.

  • Withdraw cash at other ATMs in Spain: you will only pay the fee shown at the ATM.

  • Withdraw cash at other ATMs in the EU: you will only pay the fee shown at the ATM.

  • Withdraw cash at other ATMs outside the EU: 4.5% of the cash withdrawn (minimum: €3).

  • Make domestic transfers in euros, check balance and statements and top up your mobile phone at Banco Santander ATMs in Spain: free.

  • Check balance and perform other transactions at other ATMs: €0.50 (single fixed amount).

  • Make purchases in foreign currencies: 3% of the amount.

  • Monthly fee for alert service (text alerts for card payments): free.

Does it include any insurance?

Yes, there's free insurance with Santander Seguros y Reaseguros S.A. If you have an accident and you are the cardholder, the maximum compensation is €6,010.12. 

And if you have purchased a journey on public transport with the card, in addition to covering you as the cardholder, the insurance also covers anyone else whose travel is charged to the card (Maximum compensation: €120,202.42.)

For further information about the cover offered, see the corresponding policy.

How can you apply for an Open Debit Card?

If you are already a customer:

  • Call us at +34 91 177 33 10 and speak to our team of professionals.
  • Enter the Customer Area on our website or through our app on your mobile phone or tablet.

Need more information?

We make it simple. Call us on +34 91 177 33 37 and our team of professionals will be glad to held.

How much does an Open Debit Card cost?

  • There are no fees for issuing or renewing the Open Debit Card for the primary account holder.
  • Free cash withdrawals at more than 7,500 Banco Santander ATMs in Spain.
  • The issuance and annual renewal of additional cards for other cardholders costs €18 per card.

What other benefits does it offer?

Fast payments thanks to Contactless technology. Just hold your card close to the terminal for payments under €50.

Peace of mind thanks to our secure e-commerce systems and free payment confirmation alerts via SMS.

What are the fees?

  • Withdraw cash at over 7,500 Banco Santander ATMs in Spain: free.

  • Withdraw cash at other ATMs in Spain: you will only pay the fee shown at the ATM.

  • Withdraw cash at other ATMs in the EU: you will only pay the fee shown at the ATM.

  • Withdraw cash at other ATMs outside the EU: 4.5% of the cash withdrawn (minimum: €3).

  • Make domestic transfers in euros, check balance and statements and top up your mobile phone at Banco Santander ATMs in Spain: free.

  • Check balance and perform other transactions at other ATMs: €0.50 (single fixed amount).

  • Make purchases in foreign currencies: 3% of the amount.

  • Monthly fee for alert service (text alerts for card payments): free.

Does it include any insurance?

Yes, there's free insurance with Santander Seguros y Reaseguros S.A. If you have an accident and you are the cardholder, the maximum compensation is €6,010.12. 

And if you have purchased a journey on public transport with the card, in addition to covering you as the cardholder, the insurance also covers anyone else whose travel is charged to the card (Maximum compensation: €120,202.42.)

For further information about the cover offered, see the corresponding policy.

How can you apply for an Open Debit Card?

If you are already a customer:

  • Call us at +34 91 177 33 10 and speak to our team of professionals.
  • Enter the Customer Area on our website or through our app on your mobile phone or tablet.

Need more information?

We make it simple. Call us on +34 91 177 33 37 and our team of professionals will be glad to held.

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