Open Debit Card

Open Debit Card

Open Debit Card

Free from card and ATM fees, and with discounts on great brands.

Apply for your card

Fee-free debit card

Request or renew your card free of charge if you are the primary account holder.

More than 7.500 ATMS without fees

No fees charged at any Banco Santander and Popular ATMs in Spain for withdrawing money with no minimum amount.

Secure purchases online and in establishments

Secure E-Commerce Systems. Free SMS payment confirmation.

Free accident insurance

On public transport and on your travel.

More convenient for your day-to-day life

  • More than 7.500 Banco Santander and Popular ATMs in Spain available to you and without fees. Deposit money instantly and without fees in more than 1.800 new Banco Santander ATMs in Spain

  • Make purchases online or in any establishment that accepts Mastercard.

  • With Contactless technology you will only need to hold your card over the terminal for payments of less than 20€. 

Free from fees

  • To open and renew for the primary cardholder.

  • When you pay in or withdraw cash from any Banco Santander and Popular ATM in Spain.

  • Extras free of charge: Open discounts, accident insurance, SMS alerts, Secure E-Commerce, etc.

Security and peace of mind from the very first day

  • Your purchases with secret PIN, Secure E-Commerce Systems, payment confirmation alerts via SMS.

  • As cardholder, you have accident coverage during your trips and on public transport (with the guarantee of Santander Seguros y Reaseguros S.A.).

onboarding

Become a customer in just three steps, wherever you are

1

Complete the online form

To become a customer, we need to know a few things about you. Complete the online form and choose your access code.

2

Confirm your identity

Without having to go anywhere. By video call, providing your account number in another bank or with a messenger.

3

Sign electronically

We will send you an SMS text with a security code in order to access your contract so that you can sign it online.

Watch video Become a customer

Do you want to know more about the Open Debit Card?

How much does an Open Debit Card cost?

  • There are no fees for issuing or renewing the Open Debit Card for the primary account holder.
  • With this card you can withdraw money at no charge at the more than 7.500 Banco Santander ATMs in Spain.
  • The issuance and annual renewal of additional cards for other cardholders costs 18€ per card.

What other benefits does it offer?

Fast payments thanks to Contactless technology. With this technology you will only need to take your card to the terminal for payments of less than 20€.

The security of our Secure E-Commerce systems and payment confirmation alerts via SMS for free.

What are the fees?

  • ​​​​​​​Withdraw money from over 7.500 Banco Santander ATMs in Spain: free.

  • Withdraw cash at other banks ATMs in Spain: you will only pay the fee shown at the ATM.

  • Withdraw money at the ATMs of other banks in the EU: you will only pay the fee shown at the ATM.

  • Withdraw cash at other banks ATMs outside the EU: 4.5% of the cash withdrawn (minimum: €3.50).

  • Make domestic transfers in euros, check balance and statements and top up your mobile phone at Banco Santander ATMs in Spain: free.

  • Check balance and perform other transactions at other ATMs: €0.50 (single fixed amount).

  • Purchasing in foreign currencies: 3% of the amount.

  • Monthly fee for alert service (text alerts of payments made with the card): free.

Does it include any insurance?

Yes, free insurance agreed with Santander Seguros y Reaseguros S.A. If you have an accident and you are a cardholder, the maximum indemnification is 6.010,12€. 

And if you have purchased a journey on public transport with the card, in addition to covering you as the cardholder, the insurance also covers the people whose travel is charged to the card (Maximum indemnification: 120.202,42€.)

Find out about all the details and cover in your corresponding policy.

How can you obtain an Open Debit Card?

If you are already a customer:

  • Call us at +34 91 177 33 10​​​​​​​ and speak to our team of professionals.
  • Enter the Customer Area on our website or through our app on your mobile phone or tablet.

Do you need more information?

We make it extremely simple for you. Call us on +34 91 177 33 37 and our team of professionals will give you any assistance you require.

How much does an Open Debit Card cost?

  • There are no fees for issuing or renewing the Open Debit Card for the primary account holder.
  • With this card you can withdraw money at no charge at the more than 7.500 Banco Santander ATMs in Spain.
  • The issuance and annual renewal of additional cards for other cardholders costs 18€ per card.

What other benefits does it offer?

Fast payments thanks to Contactless technology. With this technology you will only need to take your card to the terminal for payments of less than 20€.

The security of our Secure E-Commerce systems and payment confirmation alerts via SMS for free.

What are the fees?

  • ​​​​​​​Withdraw money from over 7.500 Banco Santander ATMs in Spain: free.

  • Withdraw cash at other banks ATMs in Spain: you will only pay the fee shown at the ATM.

  • Withdraw money at the ATMs of other banks in the EU: you will only pay the fee shown at the ATM.

  • Withdraw cash at other banks ATMs outside the EU: 4.5% of the cash withdrawn (minimum: €3.50).

  • Make domestic transfers in euros, check balance and statements and top up your mobile phone at Banco Santander ATMs in Spain: free.

  • Check balance and perform other transactions at other ATMs: €0.50 (single fixed amount).

  • Purchasing in foreign currencies: 3% of the amount.

  • Monthly fee for alert service (text alerts of payments made with the card): free.

Does it include any insurance?

Yes, free insurance agreed with Santander Seguros y Reaseguros S.A. If you have an accident and you are a cardholder, the maximum indemnification is 6.010,12€. 

And if you have purchased a journey on public transport with the card, in addition to covering you as the cardholder, the insurance also covers the people whose travel is charged to the card (Maximum indemnification: 120.202,42€.)

Find out about all the details and cover in your corresponding policy.

How can you obtain an Open Debit Card?

If you are already a customer:

  • Call us at +34 91 177 33 10​​​​​​​ and speak to our team of professionals.
  • Enter the Customer Area on our website or through our app on your mobile phone or tablet.

Do you need more information?

We make it extremely simple for you. Call us on +34 91 177 33 37 and our team of professionals will give you any assistance you require.

Other products that might interest you

Open Credit Card
Open Credit Card

Buy now and decide when to pay
Diamond Debit and Credit Pack
Pack de Débito y Crédito Diamond

Dos tarjetas con beneficios exclusivos
Reap the rewards when your salary is paid into Openbank
Open Payroll Account

Reap the rewards when your salary is paid into Openbank
Finance Shopping
Defer your purchases in only two clicks

With Openbank's Credit Cards
Contact us

Do you want to talk to us?

Leave us your information and we'll call you right back. (M-F from 9 to 18h)

̲
When would you like us to call you?
You seem to have tried several times, we need validation

When we reply, we will contact you using the name and number you have given us. This is information that we will not store or use for any other purpose.

If you want to learn more about the legal aspects of this process, and especially how we protect your privacy, click here