El Hormiguero Openbank Credit Card
Your card with travel benefits and the most famous ants on TV
- Simply link it with the account of your choice at your current bank.
- Apply for and use it free of change (0% APR1 and annual NIR).
- Finance all your purchases over €30 for 1 month interest-free (0% APR3 and annual NIR) on the website.
- Or, finance your purchases from 2 to 36 months at 14.93% APR4 and 14% annual NIR.
What does everyone really want?
The stars of El Hormiguero!
Start making room at home, because your card comes with the stars of the programme.
Bear in mind that card approval is subject to a risk analysis.
1 0% annual NIR; 0% APR. Representative example of €1,500 drawn with lump sum payment at the end of the month: 0% NIR; 0% APR; Total amount borrowed: €1,500. Total amount owed: €1,500. Total cost of credit: €0. Issue and renewal fee: €0. French amortisation schedule. APR may vary depending on your selected payment method: financed payment in fixed or variable instalments (revolving option) or financed purchases of at least €30 over 2 to 36 months. See the pre-contractual information document below for terms and conditions for other repayment methods.
2 Visa may apply a margin to the European Central Bank reference rate.
3 Representative example for a financed purchase of €200 made on 1st of the month, with the regular payment option and 3 fixed monthly instalments, on the assumption that there are no further drawdowns during that period or any breach of the terms and conditions of the agreement: 14.00% annual NIR; 14.93% APR; 2 instalments of €68.23 and a final instalment of €68.22. Total amount borrowed: €200. Total amount owed: €204.68. Total cost of credit: €4.68. The APR and the total amount to be paid are calculated on the assumption that the agreement will remain in force for the entire term and that the parties will meet their obligations under the agreed terms and conditions and repayment deadlines. French amortization schedule. Therefore, for this specific example, the cash price would be €200 and the total amount to be repaid in instalments would be €204.68.
4 Representative example for a purchase of €200 made with the Я42 Travel Card, Openbank Reading Club Card by Vanity Fair or El Hormiguero Openbank Credit Card and settled one month later: annual NIR: 0%; APR: 0%. Monthly repayment: €200. Total amount owed: €200. Total amount borrowed: €200. Total interests: €0. French amortisation schedule.
5 Insurance arranged with Zurich Insurance PLC, Sucursal en España.
6 You must activate the NFC feature to use this service on an Android device.