El Hormiguero Openbank Credit Card

Take TV's two most famous ants home!

No issue or renewal fees (0% APRand annual NIR).
Travel benefits ON
Travel benefits ON
Turn your subscription on for €4.99/month, make the most of the benefits while you travel and turn it off whenever you want.
No need to switch banks
No need to switch banks
All you need to do is link the card to a current account you hold at your regular bank.
Your card's got company!
Your card's got company!
Get a free stuffed toy of TV's most famous ants.
No need to switch banks
No ties!
  • Link your El Hormiguero Openbank Credit Card to the current account of your choice and your usual bank.
  • Apply for the card for free1 and 100% online whenever3 and wherever you want (0% APR1 and annual NIR).
  • Plus, get all the advantages of Openbank: Open Discounts, pay with your mobile or smart watch4, Financial Aggregator, Expense Categorisation…
With travel benefits in tow
They work just like a subscription: turn them on and enjoy them for just €4.99/month, and turn them off whenever you want so you won't be charged the subscription fee the following month. Get the following travel benefits:Find out more
Fun today, fun tomorrow
And a bundle of benefits!Find out more

1 0% annual NIR; 0% APR. Representative example of €1,500 drawn with lump sum payment at the end of the month: 0% NIR; 0% APR; Total amount borrowed: €1,500. Total amount owed: €1,500. Total cost of credit: €0. Issue and renewal fee: €0. French amortisation schedule.

APR may vary depending on your selected payment method: financed payment in fixed or variable instalments (revolving option) or financed purchases of at least €30 over 2 to 36 months. See the pre-contractual information document below for terms and conditions for other repayment methods.

2 Visa may apply a margin to the European Central Bank reference rate.

3 Bear in mind that card approval is subject to a risk analysis.

4 You must activate the NFC feature to use this service on an Android device.

5 Insurance arranged with Zurich Insurance PLC, Sucursal en España.

6 Representative example for a purchase of €200 settled one month later: annual NIR: 0%; APR: 0%. Monthly repayment: €200. Total amount owed: €200. Total amount borrowed: €200. Total interests: €0. French amortisation schedule.

7 Representative example for a financed purchase of €200 made on 1st of the month, with the regular payment option and 3 fixed monthly instalments, on the assumption that there are no further drawdowns during that period or any breach of the terms and conditions of the agreement: 14.00% annual NIR; 14.93% APR; 2 instalments of €68.23 and a final instalment of €68.22. Total amount borrowed: €200. Total amount owed: €204.68. Total cost of credit: €4.68. The APR and the total amount to be paid are calculated on the assumption that the agreement will remain in force for the entire term and that the parties will meet their obligations under the agreed terms and conditions and repayment deadlines. French amortization schedule. Therefore, for this specific example, the cash price would be €200 and the total amount to be repaid in instalments would be €204.68.


Want to learn more about the El Hormiguero Openbank Credit Card?
What is the El Hormiguero Openbank Credit Card?
How much does the El Hormiguero Openbank Credit Card cost?
How do you turn the subscription travel benefits on and off?
What are the advantages of turning the travel benefits on?
Can you finance card payments?
Where can you check the fees and interest rates for this card?
Does the El Hormiguero Openbank Credit Card include any insurance?
What are Open Discounts?
What else does the El Hormiguero Openbank Credit Card offer?
Need more information?

This is what you’ll need during the application process. Have the following to hand:

ID document
Device with camera and microphone
Proof of income