Help - FAQ

What is the interest rate? 

You will only pay for the money you use and the days you have used it, until you repay it through a payment into your account. If you avoid using the money for your credit, you will avoid paying any expenses.  

If you use Overdraft Protection, we will charge it to your current account every month, but remember that it will only apply to the days and the amount you have used. 

The monthly nominal interest rate is  0.64%, that is, an annual nominal interest of  7,72% and an APR of  8%. Interest is only generated if you defer the debt. For example, if you use €500 for 10 days to pay your car insurance, when your account is settled, you will only pay €1.06.  

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