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What risks do I have with this service?

This service, as with any investment, has certain risks inherent to the financial markets, including the potential risk of loss of invested capital or lack of return. We have created five different investor profiles depending on the risk you are willing to admit, and certain other factors.

CONSERVATIVE

PROFILE: The goal of this profile is capital protection and stability. We understand that you would be willing to accept very low risks and potential losses in the short term.

STRATEGY: The risk of the conservative profile investment strategy should be within the lower range of the 2 to 5% volatility range calculated on the basis of historical data over three years.

MODERATE

PROFILE: The goal of this profile is to maintain stable capital, while also seeking protection against inflation. We understand that you would be willing to take limited risks, with potential not very high losses and that you would divest if there were widespread market falls.

STRATEGY: The risk of the moderate profile investment strategy should be within the higher range of the 2 to 5% volatility range calculated on the basis of historical data over three years.

BALANCED:

PROFILE: The goal of this profile is to achieve a balance between stability and capital growth. We understand that you would be willing to take risks in your financial investments and potential losses in the medium term.

STRATEGY: The risk of the balanced profile investment strategy should be within the lower range of the 5 to 10% volatility range calculated on the basis of historical data over three years.

DYNAMIC:

PROFILE: The goal of this profile is to achieve capital growth. We understand that you are willing to accept the natural risks that are part of the financial markets, including potential losses in the medium term.

STRATEGY: The risk of the dynamic profile investment strategy should be within the higher range of the 5 to 10% volatility range calculated on the basis of historical data over three years.

AGGRESSIVE:

PROFILE: The aim of this profile is capital growth by maximising return. We understand that you would be willing to take on potential losses with the long-term objective of maximising the return on your portfolio.

STRATEGY: The risk of the aggressive profile investment strategy should be within a 10 to 15% volatility range calculated on the basis of historical data over three years.

If necessary due to market conditions, the portfolio's risk profile may deviate from the volatility ranges1 indicated above.

1Volatility is the fluctuation in the price of assets in the portfolio.

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