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What is SEPA and how does it affect you?

SEPA is the Single Euro Payments Area that includes all 28 EU member states plus Iceland, Liechtenstein, Monaco, Norway and Switzerland.  

Since 2014, all transfers and direct debits made in Spain and the rest of the SEPA area have the same conditions, rights and obligations.

If you want more information about SEPA, watch this video (in English)

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