Robo-advisor: Automated Investment Service
- Give it a go, starting with an initial investment of at least €500! You can withdraw your money with no cancellation fee1.
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See the results of our automated investment service.
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Responsible investment: We manage your money, prioritising investment in funds that follow environmental, social and good governance criteria.
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We engage the advisory services of BlackRock®, the world’s largest asset manager2, and Santander Asset Management.
3 ways to invest with Openbank
- Already know which fund you want? Use our finder tool to choose from over 3,000 funds and start investing from just €13.
- Not sure which fund is right for you? Build your portfolio with 5 predefined asset allocation models that you can replicate or change to suit your needs.
- Want us to invest for you? Put your money to work with our robo-advisor automated investment service, with an initial investment of €500.
Openbanking® Financial Aggregator
- Check all your bank accounts at a glance.
- Add your other banks in just 2 clicks.
- All the security you expect from the most advanced banking.
Card Control
- Turn your Openbank cards on and off with just one click.
- You can choose what countries to use them in, and if you want to restrict their use at ATMs, merchants and/or online stores.
Password Manager Databank
- Keep your passwords and secret information safe in your Openbank app.
- A secure way to store the information you want to protect, which only you can access.
- The password for your social media, email, streaming platforms, Wi-Fi, your favourite online store, and any other information that's important to you.
Security Customisation
- Apply your preferred settings to adjust the security level when confirming your transactions on the website and app.
- You can also choose the minimum amount from which you want to add an extra layer of security for your transfers.
Device management
- Keep track of when, and from which devices, you have logged into Openbank.
- Check the details of which mobile/computer you logged in from, on what date and how long the session lasted.
- For increased security, you can also block the devices you have used to log in to your account.
Expense Categorisation
- Manage and monitor your spending in a simple and efficient way.
- All your transactions appear sorted into categories that you can name and manage.
- Use simple graphs to view how your expenses trend.
Open Young app
- So that your children can have fun managing their money. It’s also totally free!
- Your children can use this app to manage their spending with the Open Young Prepaid Card. You will always have control of both the app and the card.
- Your children can control their spending by categories, set budgets, ask you for their allowance… plus a whole lot more!
Open Solidarity
- Solidarity Card: each time you pay, you donate the amount rounded up to the nearest euro to the NGO or foundation of your choice.
- Solidarity Transfer: make solidarity transfers to any NGO or foundation with which we collaborate.
