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Personal Loan Calculator

Would you like to find out more about the Personal Loan simulator?

You must think carefully about the amount of money you actually need when applying for your Personal Loan and the amount of time you need to repay it. Remember that the minimum is €300 and the maximum is €24,000, and the repayment period is a minimum of 12 months and a maximum of 5 years.

You just have to select:

  • The money you need.
  • The repayment term.

You will know instantly the monthly repayment amount, as well as the interest you will have to pay, depending on the amount and the term you have selected.

Applying for a Personal Loan with Openbank is very straightforward.

Firstly, you will have to become a customer of Openbank. To do this, click here and begin the process of opening an Open Current Account, into which the amount of the Personal Loan requested will be paid.

You can carry out the entire process online, easily and intuitively: select the amount of money you need and how long you would like to repay it. Also, you will know instantly the monthly repayment amount and the interest you will have to pay.

You can apply for your Personal Loan by clicking here , using the app, in branch or by calling us on 91 276 22 56.

1. - You must be a resident of Spain and over the age of 18

2. -  You must hold an Open Current Account in your name

3. - You must not be over 70 by the end of your loan repayment.

4.  You must be a civil servant, pensioner or have a permanent employment contract.


1 - Income Tax Return (Model 100) and most recent payslip.

2 -Send any loan or mortgage bills you have in place with other banks to . We accept them in various formats:

  • You can send a copy of the bill. Many banks allow you to download the bill through your online banking.
  • If you can't find the bill, don't worry! You can also send us a screenshot or a photo of your current account showing: the account number, the name of the holder and the transaction through which the loan repayment was debited.


We have made it very easy for you. Call us on 91 276 22 56. Our team of professionals will help you with everything you need.