Openbank Advantages

We're building one of the best banks in the world

  • No fees

  • Open 365 days a year.  24/7

  • 7,500 fee-free Banco Santander ATMs with your free debit card

Openbank Offices

A digital bank with branches

Visit us at our new branch in
Paseo de la Castellana 134, Madrid.
Upcoming openings in Barcelona
and other cities.
We'll keep you informed.

Online Banking

A digital bank with virtual branches

All of our customers have an assigned branch with a dedicated team. So, wherever you are, you can always be in contact with your branch; by telephone, e-mail or chat.

Online Bank

Deposit or withdraw cash for free

from over 4,500 ATMs

across the Santander network in Spain

With the Diamond pack, which includes Diamond Credit and Diamond Debit, we make your life easier. In addition, your trips and purchases will always be protected.

  • Free cash withdrawals from all ATMs in Spain and those in the Banco Santander network worldwide
  • If you lose your card we will replace it in less than 48 hours and if you need cash you will have it in 2 hours.
  • 24/7 customer service with concierge: we send flowers, go to the pharmacy and run other errands for you...
Debit and Credit Card Pack Diamond
Openbank Wealth

With Openbank Wealth, manage your investments from your
computer or mobile, in real time, visually and intuitively.
Furthermore, invest in over 25 markets and in the funds of the
best managers with help from a professional trading

Bank Security

A unique website for you

You can personalise it by choosing the photo
you want, thus increasing the levels
of security.

Youth prepaid card Open Young and App Open Young

A card and an app for your children

Open Young is a prepaid card for your children that has its own app where both you and they can see their spending. They can even ask you for pocket money ;-)

App Openbank

Wherever you are, you can turn on and off your cards from your mobile

If you can't find a card there's no need to worry, just keep doing what you're doing, wherever you are. Just turn off your card until you find it. You can turn it on later or simply cancel it and request another. Everything from your mobile.

Finance Shopping

Defer your payments from your mobile, it's that easy!
You can pay any purchase in instalments and establish a fixed monthly amount.

MiniCard, pay by mobile

Pay with your mobile, with our app or with your Minicard, wherever you are, even when you have no battery. It's as easy as that!

Mortgage Openbank

A quick and easy mortgage

We pre-approve your mortgage instantly, and you will also have the same adviser who will accompany you throughout the entire process. It's as easy as that!

We are open