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Advantages of Openbank

Why Openbank? Everything you look for in a bank... and so much more!

We're 100% digital, just like you!

  • If you use your mobile for everything else, why not use it to bank too? Your end-to-end bank, on the website and app, no matter where you are.
  • Debit card use from day one. As soon as you open an account online, you can add the card to your mobile and start using it for online and in-store purchases right away.

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This risk indicator corresponds to the Open Current Account.

Bye-bye, fees!

sin comisiones
  • Say goodbye to fees! With the Open Current Account, you have everything you need in a bank, minus fees and conditions.
  • Free to open, maintain and close the account. It comes with the Open Debit Card, also free if you're the main holder, which offers discounts on top brands. Plus, transfers in euros within Spain and the EU are also fee free.

Much more than a bank account

ventajas cuenta bancaria openbank
  • We're your savings bank, but also your go-to for your salary, mortgage, investments... and plenty more products than you expect!
  • You also have free services including Password Manager Databank, Financial Aggregator, Expense Categorisation Tool… which make your day to day that little bit easier.

Take us wherever you go

Ventajas app openbank
  • The Openbank app offers much more than a transfer or your account overview. Keep an eye on your finances in one single app!
  • Plus, you can save your passwords in a secure place, check who accesses your account, switch your card on and off whenever you want, and categorise your spending.

What type of card do you need? We've got them all!

sin comisiones
  • Free Open Debit Card when you become a customer as well as an Open Credit Card, subject to conditions1. We also offer prepaid cards for online shopping as well as the Open Young Card for the little ones in the family.
  • We also have environmentally friendly virtual cards that you can use right away2. Pay with any Openbank card from your mobile3! We have Apple Pay, Samsung Pay, Google Pay, Fitbit Pay, Garmin Pay and Openbank Mobile Payment.

Wide network of ATMs
at your fingertips!

Ventajas app openbank
  • Free debit card cash withdrawals at more than 7,500 Banco Santander ATMs in Spain.
  • You can also deposit cash for free at more than 1,800 new Banco Santander ATMs.

A different kind of bank

Ventajas app openbank
  • Our staff is made up of more than 25 nationalities.
  • Plus, our team is multi-disciplinary with experience in a wide range of sectors.