Savings accounts

Savings Accounts

Your savings grow from the first day and the first euro

Your savings grow from the first day and the first euro

Discover them

Welcome Savings Accounts
For new customers, without charges or fees.

Welcome Savings Account

For new customers. Interest on your savings from day one. Deposit or withdraw money whenever you like, and everything without charges or fees.

1,50% annual NIR for first 3 months 0,60% APR subject to conditions)
Save from €1 to €1,000,000
Your money always available
No charges or fees

Welcome Savings Account
with Payroll

For new customers. Interest on your savings from day one. Deposit or withdraw money whenever you like, and everything without charges or fees.

3% annual NIR for the first €10,000 during the first 6 months (1.67% APR subject to conditions)
Save from €1 to €1,000,000
Your money always available
No charges or fees

Savings Accounts 
For everyone, without charges or fees.

Openbank Savings Account

For existing customers. Interest on your savings from day one. Deposit or withdraw money whenever you like, and everything without or fees.

Up to 0.30% APR and annual TIN for the first 10,000€ and 0.20% APR and annual TIN for higher amounts from day one.
Save from €1 to €1,000,000
Your money always available
No charges or fees

Open Young Savings Account

For your little ones. We offer you a flexible child savings account where their money will grow with them, and everything without charges or fees.

0.15% APR and annual NIR from the first day
Save from €1 to €1,000,000
Your money always available
No charges or fees

What is a Savings Account?

In savings accounts you can deposit the money intended for your savings. Their main characteristic is that they offer you a return and/or other type of interest. The return on each Savings Account is indicated by NIR (Nominal Interest Rate), which indicates the interest you will earn.

When can you access your money?

You can withdraw and transfer money from your Savings Account at any time and without any fees. That's why they're fee-free savings accounts.

Open Discounts

Enjoy them paying with your Openbank cards

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