Savings accounts

Savings Accounts

Your savings grow from day one and the first euro

Your savings grow from day one and the first euro

Check them out

This risk indicator applies to the Welcome Savings Account, Welcome Savings Account with Payroll, Openbank Savings Account and Open Young Savings Account.
 

Welcome Savings Accounts
For new customers, with no charges or fees.

Welcome Savings Account

For new customers. Interest on your savings from day one. Deposit or withdraw cash whenever you want with no charges or fees.

 0.60% APR subject to conditions (1)
Save from €1 to €5,000
Access our money whenever you want
No charges or fees

Welcome Savings Account with Payroll

For new customers. Interest on your savings from day one. Deposit or withdraw cash whenever you want with no charges or fees.

2.66% APR subject to conditions (2)
Save from €1 to €5,000
Access your money whenever you want
No charges or fees

Savings Accounts 
For everyone, with no charges or fees.

Openbank Savings Account

For existing customers. Interest on your savings from day one. Deposit or withdraw cash whenever you want with no charges or fees.

Up to 0.20% APR and annual NIR from day one, subject to conditions (3).
Save from €1 to €1,000,000
Access your money whenever you want
No charges or fees

Open Young Savings Account

For your little ones. We offer you a flexible child savings account where their money grows as they get older, with no charges or fees.

0.15% APR and annual NIR from day one (4).
Save from €1 to €1,000,000
Access your money whenever you want
No charges or fees

What is a Savings Account?

Savings accounts are like piggy banks - you deposit the money you want to save. They offer you a return and/or other type of interest. The return on each Savings Account is indicated by the NIR (Nominal Interest Rate), which specifies the interest you will earn.

When can you access your money?

You can withdraw and transfer money from your Savings Account at any time and without any fees. That's why they're fee-free savings accounts.

Open Discounts

Get discounts paying with your Openbank cards