Savings accounts

Interest-bearing Accounts

Your savings grow from day one and the first euro

Your savings grow from day one and the first euro

Check them out

Welcome Savings Accounts
For new customers, with no charges or fees.

Welcome Savings Account

For new customers. Interest on your savings from day one. Deposit or withdraw cash whenever you want with no charges or fees via a standard external transfer in euros within the EU or internal transfer between accounts.

1.25% APR (1)
Save from €1 to €100,000
Access your money whenever you want
No maintenance, administration or closing fees

Welcome Savings Account with Payroll

For new customers. Interest on your savings from day one. Deposit or withdraw cash whenever you want with no charges or fees via a standard external transfer in euros within the EU or internal transfer between accounts.

5.12% APR(2), 5% annual NIR up to €5,000 for the first 12 months, subject to conditions.
You can open it from €1 and increase the balance whenever you want and for as long as you want.
Access your money whenever you want
No maintenance, administration or closing fees

Savings Accounts 
For everyone, with no charges or fees.

Openbank Savings Account

For existing customers. Interest on your savings from day one. Deposit or withdraw cash whenever you want with no charges or fees via a standard external transfer in euros within the EU or internal transfer between accounts.

Up to 0.20% APR and annual NIR from day one, subject to conditions (3).
Save from €1, with no maximum amount
Access your money whenever you want
No maintenance, administration or closing fees

Open Young Savings Account

For your little ones. We offer you a flexible child savings account where their money grows as they get older. You can also withdraw the money via an internal or external transfer with no charges or fees.

0.15% APR and annual NIR from day one (4).
Save from €1 to €1,000,000
Access your money whenever you want
No maintenance, administration or closing fees

What is a Interest-bearing Accounts?

Interest-bearing accounts are like piggy banks - you deposit the money you want to save. They offer you a return and/or other type of interest. The return on each Savings Account is indicated by the NIR (Nominal Interest Rate), which specifies the interest you will earn.

When can you access your money?

You can carry out a standard external transfer from your Savings Account at any time and without any fees. You can also transfer between your accounts at Openbank.