This risk indicator corresponds to the Open Current Account.
1/6
This number is indicative of the product's risk, with 1/6 indicating the lowest risk and 6/6 the highest risk.
Member Bank of Spain's Deposit Guarantee Fund for Credit institutions. For cash deposits, the maximum guaranteed amount is up to €100,000 per depositor in each credit institution.

Set up your direct debits
and get back up to 10%

Promotional code:

RECIBOS2024

Promotion valid:

11/03/2024 - 12/31/2024

Reward date:

April 2025

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What's the promotion?
Set up direct debits in your Openbank current account and get back up to 10% (€30 max.).

You could get up to €30 back in your pocket! Set up direct debts for your main bills in your Openbank account and get up to 10% cashback during the first three months after the date on which you join the promotion.

For example, if you join the promotion in January, the incentive will apply to the direct debits made in February, March and April.

How can you get back up to €30 on your direct debits?
Just follow these simple steps:Find out more
  • Join the promotion using the code RECIBOS2024 between 4 November 2024 and 31 December 2024 (both inclusive).
  • Set up at least 2 new monthly or bimonthly direct debits for electricity, gas, internet, landline or mobile bills.
Want us to set up the direct debits for you?
Download the form and we'll take you through the process.Find out more
  • Download the direct debit form here and follow the steps.
  • All set! We will take care of the arrangements, completely free of charge.
What are the terms and conditions for taking part?
Read the requirements carefully to make sure you can join the promotion!Find out more
  • You must be an individual of legal age and a resident in Spain.
  • You must be an Openbank customer, the holder of an active Openbank current account during the entire promotional period and until 31/3/25.
  • You must have directly received the promotion email from Openbank.
  • You must set up at least 2 new monthly or bimonthly direct debits for electricity, gas, internet, landline or mobile bills in your Openbank current account.
Please note that…
If you meet the conditions, you will receive the equivalent to 10% of your direct debits (€30 max.) in:Find out more

April 2025.

Payment of the incentive constitutes investment income in cash subject to withholding tax at the current rate of 19%, which the Bank deducts from customers, paying them the resulting net amount. Customers must declare the incentive received in the savings tax base of their personal income tax (IRPF) return. Customers are entitled to the deduction of the withholding tax applied.