Until: 30/06/2026
Your day-to-day banking
here sure pays off
✔ 2.50% APR with Bizum and your savings (no limit)
✔ €200 extra when you switch 2 direct debits (€20/month)
Activate Bizum and you'll earn 2.50% APR1, 2.47% annual NIR on your savings, with no maximum balance limit, for a whole year.
Bring at least 2 direct debits and get €20 cashback a month for 10 months. Any direct debit and for any amount.
Reap the rewards using the code TERENTA
Day-to-day banking: hassle-free and zero fees
Reap the rewards using the code TERENTA
Whatever you've got in mind, we've got your back
You pick the destination - we'll make sure you have everything you need to enjoy it, with fewer fees along the way.
From your next home to your next big idea, from education to retirement - whatever your goal, we're by your side.
You've got a wide range of products, investment tools and access to top professionals to help you choose the best option to meet your goals.
100% digital, 100% human support
Watch your savings grow, finance purchases, chat with an agent and manage your investments.
Speak to people who know your case and who are on hand to help when you need them.
Acknowledged as one of the banks most highly valued by its customers4.
With the security of one of the world's largest financial groups.
With the backing and solvency of the Santander Group
Want us to handle it all for you?
When you open an account, just ask us to do the switch for you: your accounts, direct debits, and even your balance. Bye-bye hassle!
1Interest corresponding to the first year. Monthly interest settlement.
REPRESENTATIVE EXAMPLE of interest with a constant balance of €10,000 for one year at 2.50% APR and 2.47% annual NIR. Gross annual interest of €247.
2Open Current Account, no fees for opening, maintaining or closing the account; and Open Debit Card with no application or renewal fees for the main holder. See the Fee Information Document for the Welcome Savings Account and the Pre-contractual Information for the Open Debit Card.
REPRESENTATIVE EXAMPLE of interest with a constant balance of €10,000 for the first year at 0% annual nominal interest rate (0% APR): gross annual interest of €0.
3If the source and destination accounts are in different currencies, the exchange rate available on the website will apply. Foreign exchange fees may apply.
4 Source: Benchmarking NPS Stiga, second half of 2025.
If you have any queries regarding our products or services, please send them to ayuda@openbank.es.
You can report any breach of Openbank’s General Code of Conduct or corporate principles through Canal Abierto (Open Channel), our whistleblowing channel.
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