Openbank, your online bank

GET €100 EXTRA TO INVEST!
WHEN YOU SIGN UP FOR THE ROBO-ADVISOR SERVICE FROM €1,000. UNTIL 29/01/21. Conditions and risks apply.

SMILE THIS BLUE MONDAY!
WE'RE GIVING AWAY A SAMSUNG TV & 2,500 PIZZAS FROM TELEPIZZA WITH YOUR CARDS. UNTIL 05/02/21 (INCLUSIVE). Conditions apply.

SWITCH YOUR MORTGAGE TO OPENBANK!
PAY LESS, SAY GOODBYE TO FEES AND GET HELP FROM A PERSONAL CONSULTANT.


Robo-Advisor: Automated Investment
- Give it a go, starting with an investment of €500! You can cancel the service without any penalty1.
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See the results of our automated investment service.
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Responsible investment: We manage your money, prioritising investment in funds that follow environmental, social and good governance criteria.
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We engage the advisory services of BlackRock®, the world’s largest asset manager2, and Santander Asset Management.
Goal-Based Investing
- We invest for you, so you can get what you've always wanted.
- Tell us how much you need to earn to fulfil your dream and how long you want to take to achieve it.
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Discover the results of our automated investment service.


Openbanking® Financial Aggregator
- Check all your bank accounts at a glance.
- Add your other banks in just 2 clicks.
- All the security you expect from the most advanced banking.
Card Control
- Turn your Openbank cards on and off with just one click.
- You can choose what countries to use them in, and if you want to restrict their use at ATMs, merchants and/or online stores.


Password Manager Databank
- Keep your passwords and secret information safe in your Openbank app.
- A secure way to store the information you want to protect, which only you can access.
- The password for your social media, email, online TV, Wi-Fi, your favourite online store, and any other information that's important to you.

Become a customer in just three steps, wherever you are
Fill out your details
To become a customer, we need to know a few things about you. Fill out the online form and choose your passcode. Have your DNI or NIE at hand.
Confirm your identity
With no need to go anywhere. By video call, providing your account number in another bank.
Sign electronically
We will send you an SMS text with a security code to access your contract so that you can sign it online.
Security Customisation
- Apply your preferred settings to adjust the security level when confirming your transactions on the website and app.
- You can also choose the minimum amount from which you want to add an extra layer of security for your transfers.


Device management
- Keep track of when, and from which devices, you have logged into Openbank.
- Check the details of which mobile/computer you logged in from, on what date and how long the session lasted.
- For increased security, you can also block the devices you have used to log in to your account.
Expense Categorisation
- Manage and monitor your spending in a simple and efficient way.
- All your transactions appear sorted into categories that you can name and manage.
- Use simple graphs to view how your expenses trend.


Open Young App
- So that your children can have fun managing their money. It’s also totally free!
- Your children can use this app to manage their spending with the Open Young Prepaid Card. You will always have control of both the app and the card.
- Your children can control their spending by categories, set budgets, ask you for their allowance… plus a whole lot more!
Open Solidarity
- Solidarity Card: each time you pay, you donate the amount rounded up to the nearest euro to the NGO or foundation of your choice.
- Solidarity Transfer: make solidarity transfers to any NGO or foundation with which we collaborate.

1Bear in mind that any investment in the financial markets is subject to market changes and certain risks, including the risk of loss of principal and/or a lack of return. Past returns are not a reliable indicator of future performance.
2Source: Morningstar, 2020