Openbank, your online bank

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CURRENT ACCOUNT
NO FEES
NO CONDITIONS

O% APR

ROB-consigue 50 euros para invertir robo advisor-openbank banco online

GET €50 TO INVEST!

WITH OUR ROBO-ADVISOR INVESTMENT SERVICE. SIGN UP BY 28/02/22. Conditions & risks apply.

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AS MANY ADVANTAGES AS STORIES TO ENJOY

WITH THE OPENBANK READING CLUB CREDIT CARD BY VANITY FAIR

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openbank robo advisor

Robo-Advisor: Automated Investment

  • Give it a go, starting with an initial investment of at least €500! You can withdraw your money with no cancellation fee1.
  • See the results of our automated investment service.

  • Responsible investment: We manage your money, prioritising investment in funds that follow environmental, social and good governance criteria.

  • We engage the advisory services of BlackRock®, the world’s largest asset manager2, and Santander Asset Management.

 Find out more >

3 ways to invest with Openbank

  1. Already know which fund you want? Use our finder tool to choose from over 2,500 funds and start investing from just €13.
  2. Not sure which fund is right for you? Build your portfolio with 5 predefined asset allocation models that you can replicate or change to suit your needs.
  3. Want us to invest for you? Put your money to work with our robo-advisor automated investment service, with an initial investment of €500.

  Find out more >

financial aggregator online bank

Openbanking® Financial Aggregator

  • Check all your bank accounts at a glance.
  • Add your other banks in just 2 clicks.
  • All the security you expect from the most advanced banking.

  Find out more >  

Card Control

  • Turn your Openbank cards on and off with just one click.
  • You can choose what countries to use them in, and if you want to restrict their use at ATMs, merchants and/or online stores.

 Find out more >

card control
password manager service

Password Manager Databank

  • Keep your passwords and secret information safe in your Openbank app.
  • A secure way to store the information you want to protect, which only you can access.
  • The password for your social media, email, streaming platforms, Wi-Fi, your favourite online store, and any other information that's important to you.

  Find out more >

onboarding

Become a customer in just three steps, wherever you are

1

Fill out your details

To become a customer, we need to know a few things about you. Fill out the online form and choose your passcode. Have your DNI or NIE at hand.

2

Confirm your identity

From the comfort of your own home. By video identification or using the number of your account at another bank.

3

Sign electronically

We will send you an SMS text with a security code to access your contract so that you can sign it online.

Security Customisation

  • Apply your preferred settings to adjust the security level when confirming your transactions on the website and app.
  • You can also choose the minimum amount from which you want to add an extra layer of security for your transfers.

 Find out more >

security customisation
device management

Device management

  • Keep track of when, and from which devices, you have logged into Openbank.
  • Check the details of which mobile/computer you logged in from, on what date and how long the session lasted.
  • For increased security, you can also block the devices you have used to log in to your account.

 Find out more >

Expense Categorisation

  • Manage and monitor your spending in a simple and efficient way.
  • All your transactions appear sorted into categories that you can name and manage.
  • Use simple graphs to view how your expenses trend.

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expense online categorisation
open young app

Open Young App

  • So that your children can have fun managing their money. It’s also totally free!
  • Your children can use this app to manage their spending with the Open Young Prepaid Card. You will always have control of both the app and the card.
  • Your children can control their spending by categories, set budgets, ask you for their allowance… plus a whole lot more!

 Find out more >

Open Solidarity

  • Solidarity Card: each time you pay, you donate the amount rounded up to the nearest euro to the NGO or foundation of your choice.
  • Solidarity Transfer: make solidarity transfers to any NGO or foundation with which we collaborate.

 Find out more >

open solidarity