CURRENT ACCOUNT
NO FEES
NO CONDITIONS
O% APR
GET UP TO €1,000 TO INVEST!
SIGN UP TO OUR ROBO-ADVISOR INVESTMENT SERVICE. UNTIL 31/07/2022. Conditions and risks apply
GET TV'S TWO MOST FAMOUS ANTS
WHEN YOU TAKE OUT THE EL HORMIGUERO CREDIT CARD.
APPLY FOR YOURS WITH NO NEED TO SWITCH BANKS.
Robo-Advisor: Automated Investment
- Give it a go, starting with an initial investment of at least €500! You can withdraw your money with no cancellation fee1.
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See the results of our automated investment service.
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Responsible investment: We manage your money, prioritising investment in funds that follow environmental, social and good governance criteria.
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We engage the advisory services of BlackRock®, the world’s largest asset manager2, and Santander Asset Management.
3 ways to invest with Openbank
- Already know which fund you want? Use our finder tool to choose from over 3,000 funds and start investing from just €13.
- Not sure which fund is right for you? Build your portfolio with 5 predefined asset allocation models that you can replicate or change to suit your needs.
- Want us to invest for you? Put your money to work with our robo-advisor automated investment service, with an initial investment of €500.
Openbanking® Financial Aggregator
- Check all your bank accounts at a glance.
- Add your other banks in just 2 clicks.
- All the security you expect from the most advanced banking.
Card Control
- Turn your Openbank cards on and off with just one click.
- You can choose what countries to use them in, and if you want to restrict their use at ATMs, merchants and/or online stores.
Password Manager Databank
- Keep your passwords and secret information safe in your Openbank app.
- A secure way to store the information you want to protect, which only you can access.
- The password for your social media, email, streaming platforms, Wi-Fi, your favourite online store, and any other information that's important to you.
Become a customer in just three steps, wherever you are
Fill out your details
To become a customer, we need to know a few things about you. Fill out the online form and choose your passcode. Have your DNI or NIE at hand.
Confirm your identity
From the comfort of your own home. By video identification or using the number of your account at another bank.
Sign electronically
We will send you an SMS text with a security code to access your contract so that you can sign it online.
Security Customisation
- Apply your preferred settings to adjust the security level when confirming your transactions on the website and app.
- You can also choose the minimum amount from which you want to add an extra layer of security for your transfers.
Device management
- Keep track of when, and from which devices, you have logged into Openbank.
- Check the details of which mobile/computer you logged in from, on what date and how long the session lasted.
- For increased security, you can also block the devices you have used to log in to your account.
Expense Categorisation
- Manage and monitor your spending in a simple and efficient way.
- All your transactions appear sorted into categories that you can name and manage.
- Use simple graphs to view how your expenses trend.
Open Young App
- So that your children can have fun managing their money. It’s also totally free!
- Your children can use this app to manage their spending with the Open Young Prepaid Card. You will always have control of both the app and the card.
- Your children can control their spending by categories, set budgets, ask you for their allowance… plus a whole lot more!
Open Solidarity
- Solidarity Card: each time you pay, you donate the amount rounded up to the nearest euro to the NGO or foundation of your choice.
- Solidarity Transfer: make solidarity transfers to any NGO or foundation with which we collaborate.
1Bear in mind that any investment in the financial markets is subject to market changes and certain risks, including the risk of loss of principal and/or a lack of return. Past performance is no guarantee of future results.
2Source: Morningstar, 2020
3The level of risk and the information for each Investment Fund marketed by Open Bank, S.A., is detailed in the Prospectus or Key Investor Information Document (KIID) for each Investment Fund, and is available on the individual page for each fund at ww.openbank.es and www.cnmv.es.
