Bringing your salary over is one smart investment
Promotional code:
Promotion valid:
05/10/2026 - 31/12/2026
All you need to do is bring over a salary of at least €900 and have at least €2,000 invested with Openbank.
If you invest in funds over the 6-month period, we’ll calculate how much you’ve invested each month and pay 1% back into your account the following month.
✔ You can get up to €1,000 back over 6 months.
✔ You’ll receive your cashback as long as you have at least €2,000 invested with Openbank: funds, shares, crypto… whatever you like.
And you’ll also get 1% back on any funds you transfer to Openbank.
Call our investment specialists on 91 177 33 16 or 900 10 29 38, Monday to Friday, 8:00 a.m. to 8:00 p.m., if you need help transferring your funds or if you have any questions.
Once you have at least €2,000 invested in whichever products you choose, as well as your salary paid into your account, you can start enjoying the promotion:
✔ €300 straight into your account
✔ 1% cashback (up to €1,000) on what you invest in funds over the next 6 months.
For example, if you already have €1,500 invested with Openbank and invest another €1,000 in funds, you’ll get 1% cashback on €500. You can then keep investing in funds throughout the 6-month promotional period.
You have until 31/01/27 to meet the conditions.
✔No additional fees. You only pay the fee charged by the asset manager of the fund you invest in.
✔ Withdraw your money whenever you need it, with no exit fee.
✔ Get help whenever you need it from our team of investment specialists.
You can invest in funds however you prefer:
✔ Use the search tool. Perfect if you already know which sector, region or companies you want to invest in.
✔ Explore our thematic fund lists. Discover the latest additions, opportunities and trends.
✔ Replicate ready-made portfolios. Choose from 5 example investment fund portfolios1 that reflect our view of the markets, then replicate them as they are or tailor them to suit your needs.
✔ You must be an individual, aged 18 or over and resident in Spain.
✔ You must have an active Openbank current account throughout the promotion.
✔ You must have at least €2,000 invested with Openbank throughout the promotion. This includes all your holdings in investment funds, broker, crypto, pension plans and our “We invest for you” service.
✔ You’ll only start earning 1% cashback once you have €2,000 invested. So, if you already have €1,500 invested and want to take advantage of the promotion, you’ll need to invest another €500 in whichever products you choose. From then on, you can start earning 1% cashback on what you invest in funds, up to €1,000 over 6 months.
✔ Have a salary, pension, unemployment benefit or self-employed income of at least €900 paid into your account. If you’re self-employed, you’ll also need to pay your RETA contributions by direct debit. You have until 31/01/27 to do this.
Payment of the incentive constitutes investment income subject to withholding tax, currently at a rate of 19%, which will be withheld by Openbank in accordance with applicable tax regulations.
Customers must declare any incentives received as part of the savings tax base of their personal income tax (IRPF) return and are entitled to deduct the withholding tax applied.
Bear in mind that any investment carries some level of risk, including the lack of return, loss of invested capital and/or foreign exchange risk for non-euro-denominated products.