The time has come to take part!
Promotional code:
APPGARMIN24
Promotion valid:
05/22/2024 - 09/06/2024
Draw takes place:
3 October 2024
What’s the promotion?
We’re giving away ten Garmin Vivoactive 5 watches! Join the promotion on the Openbank app for a chance to win one.
Promotion valid until 06/09/2024 (inclusive).
How could you win a Garmin Vivoactive 5 watch?
Taking part is easy:Find out more
What are the terms and conditions for taking part?
Don’t forget to join the promotion!Find out more
Please note that:
Receipt of the prize constitutes a capital gain in kind subject to tax payment on account at the rate of 19%, which will be applied by Openbank in accordance with the current tax regulations. This tax payment on account will not affect the winners. The winners must declare the market value of the prize received, plus the tax payment on account not passed on, in the general tax base of their personal income tax (IRPF) return. They will also be entitled to deduct the tax payment on account in their personal income tax (IRPF) return.
Applicable VAT will be due when the prize is delivered to the winners. However, Openbank will not charge winners for this accrued VAT payment. Instead, it will be paid and effectively borne by Openbank. Winners who would like to receive an invoice for their prize may call Openbank on (+34) 91 177 33 10 or send an email to ayuda@openbank.es.Find out more
Applicable VAT will be due when the prize is delivered to the winners. However, Openbank will not charge winners for this accrued VAT payment. Instead, it will be paid and effectively borne by Openbank. Winners who would like to receive an invoice for their prize may call Openbank on (+34) 91 177 33 10 or send an email to ayuda@openbank.es.Find out more