Bringing your salary over is one smart investment
✔ 300 straight into your account
✔ 1% cashback (up to €1,000) on your fund investments
over 6 months
€300 straight into your account
Up to €1,000 more for upping your
investment game
✔ 1% cashback on what you invest in funds
✔ Paid monthly over the next 6 months
✔ Including funds you transfer to Openbank
With all the perks of investing in funds with Openbank:
✔ From just €1.
✔ No additional fees. You only pay the fee charged by the asset manager of the fund you invest in.
✔ Withdraw your money whenever you need it, with no exit fee.
Bear in mind that any investment carries some level of risk, including the lack of return, loss of invested capital and/or foreign exchange risk for non-euro-denominated products.
Before investing, please consult the level of risk and information for each of the investment funds distributed by Open Bank, S.A., as detailed in the Prospectus or Key Investor Information Document (KIID) for each fund, available at www.openbank.es and www.cnmv.es.
Real people, always here to help
Our team of investment specialists is just a phone call away.
Call 91 177 33 16 or 900 10 29 38, Monday to Friday, 8:00 a.m. to 8:00 p.m.
Got questions? We’ve got answers.
When will I get the €300?
When will I get the 1% cashback on fund investments?
Can I take part if I don’t have €2,000 invested yet?
When will I get the €300?
You’ll receive the €300 straight into your payroll account the month after you meet the following conditions:
- You have a salary, pension, unemployment benefit or self-employed income of at least €900 paid into your account. If you’re self-employed, you’ll also need to have your RETA contributions paid by direct debit.
- You have at least €2,000 invested with Openbank.
You have until 31/01/27 to meet these conditions.
When will I get the 1% cashback on fund investments?
If you invest in funds, each month we’ll calculate how much you’ve invested and pay 1% back into your account.
- You’ll receive it the month after you invest.
- You can get up to €1,000 back over 6 months.
- You’ll receive your cashback as long as you have at least €2,000 invested with Openbank: funds, shares, crypto… whatever you like.
And you’ll also get 1% back on any funds you transfer to Openbank.
Call our investment specialists on 91 177 33 16 or 900 10 29 38, Monday to Friday, 8:00 a.m. to 8:00 p.m., if you need help transferring your funds or if you have any questions.
Can I take part if I don’t have €2,000 invested yet?
Yes, you can. Just top up your portfolio.
Once you have at least €2,000 invested in whichever products you choose, as well as your salary paid into your account, you can start enjoying the promotion:
- €300 straight into your account.
- 1% cashback on what you invest in funds over the next 6 months, up to €1,000.
You have until 31/01/27 to meet the conditions.
Bear in mind that any investment carries some level of risk, including the lack of return, loss of invested capital and/or foreign exchange risk for non-euro-denominated products.
Customers must declare any incentives received as part of the savings tax base of their personal income tax (IRPF) return and are entitled to deduct the withholding tax applied.
Before investing, please review the risk level and information for each of the investment funds offered by Open Bank, S.A., as detailed in the Prospectus or Key Investor Information Document (KIID) for each investment fund, available at www.openbank.es y www.cnmv.es.
See the promotional T&Cs here.
Payment of the incentive constitutes investment income subject to withholding tax, currently at a rate of 19%, which will be withheld by Openbank in accordance with applicable tax regulations.
Customers must declare any incentives received as part of the savings tax base of their personal income tax (IRPF) return and are entitled to deduct the withholding tax applied.