This risk indicator corresponds to the Open Current Account.
This number is indicative of the product's risk, with 1/6 indicating the lowest risk and 6/6 the highest risk.
Member Bank of Spain's Deposit Guarantee Fund for Credit institutions. For cash deposits, the maximum guaranteed amount is up to €100,000 per depositor in each credit institution.

Get €25 when you set up direct debits for your main bills!

Promotional code:


Promotion valid:

05/12/2024 - 08/06/2024

Reward date:

September 2024

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What’s the promotion?

Do your bills hit your pocket hard? Get €25 when you set up direct debits for at least two electricity, gas, internet, mobile or landline phone bills!

Join the promotion between 13 May 2024 and 6 August 2024 (both inclusive).

How can you take part?

Just follow these simple steps:Find out more

What are the terms and conditions for taking part?

Don’t forget to join the promotion!Find out more

Please note that:

Payment of the incentive constitutes investment income in cash, subject to withholding tax at the current rate of 19%, which the Bank deducts from the corresponding customers, paying them the resulting net amount. Customers must declare the incentive received in the savings tax base of their personal income tax (IRPF) return. Customers are entitled to the deduction of the withholding tax applied.

Customers who have set up direct debits for bills at Openbank between 1 November 2023 and 12 May 2024, or who received any product or payment incentive for any direct debit promotion at Openbank in the five-year period leading up to 13 May 2024, are ineligible for the promotion.
Only one prize per customer and account will be awarded.Find out more

1Join by 06/08/2024 and set up at least two new direct debits for electricity, gas, internet, landline or mobile phone bills
at Openbank between 13/05/2024 and 21/08/2024, both inclusive.