The risk indicator corresponds to all Openbank accounts and deposits. The liquidity alert applies only to deposits.
This number is indicative of the product's risk, with 1/6 indicating the lowest risk and 6/6 the highest risk.
Member Bank of Spain's Deposit Guarantee Fund for Credit Institutions. For cash deposits, the maximum guaranteed amount is €100,000 per depositor in each credit institution.
Liquidity Alert:
The redemption, withdrawal from the deposit, or early cancellation of all or part of the principal invested are subject to fees or penalties.

We're giving away 2 x €1,000 multi-brand gift cards each month!

Promotional code:


Promotion valid:

01/15/2024 - 06/29/2024

Draw takes place:

End of each month

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What's the promotion?
Got a deposit at Openbank? Well now you can be in with the chance of winning a €1,000 multi-brand gift card. There will be 2 winners every month! The gift card is valid for El Corte Inglés, MediaMarkt, Decathlon,* and Ikea.

Promotion runs from 15/01/2024 until 30/06/2024 (both inclusive).

How can you take part?
Just follow these simple steps to take part:Find out more
What are the terms and conditions for taking part?
Make sure you join the promotion!Find out more
When do the draws take place?
Check out all the draw dates and requirements:Find out more
Please note that…
The prize constitutes a capital gain in kind subject to tax payment on account at the rate of 19%, which will be applied by Openbank in accordance with the current tax regulations. This tax payment on account will not affect customers. Customers must declare the market value of the prize received, plus the tax payment on account not passed on, in the general tax base of their personal income tax (IRPF) return. They will also be entitled to deduct the tax payment on account in their personal income tax (IRPF) return.Find out more

(*) Restrictions apply. For further information, visit: