This risk indicator corresponds to the Open Current Account.

1/6

This number is indicative of the product's risk, with 1/6 indicating the lowest risk and 6/6 the highest risk.

Member Bank of Spain's Deposit Guarantee Fund for Credit institutions. For cash deposits, the maximum guaranteed amount is up to €100,000 per depositor in each credit institution.

Ka-ching! We're giving away 3 cash prizes of €1,000!

Join the promotion

What's the promotion?

You could be in with the chance of winning one of 3 cash prizes of €1,000 that we’re giving away every month by setting up a direct deposit for your salary or pension at Openbank.

Your entries for every month will roll over to the next month’s draw!

How can you take part?

Just follow these simple steps.Find out more

What are the terms and conditions for taking part?

Make sure you join the promotion!Find out more

Please note that…

If you sign up for the promotion when it kicks off, you’ll take part in all twelve prize draws! I.e., ...Find out more

Promotion valid for salaries/pensions paid by direct deposit between 2 January 2024 and 31 December 2024. Only one prize per customer and account will be awarded, notwithstanding that you may take part in all monthly prize draws if you meet the terms and conditions.

Receipt of the prize constitutes a capital gain in cash subject to withholding tax, currently at the rate of 19%, which will be applied by Openbank in accordance with the applicable tax regulations. This withholding tax will not affect customers. Winning customers must declare the value of the prize received plus the withholding not passed on in the general tax base of their personal income tax (IRPF) return. Winning customers will be entitled to deduct the withholding tax in their personal income tax (IRPF) return.