Your pension, your future.
Get up to €3,000
extra with pension plans!
Promotional code:
Promotion valid:
05/10/2025 - 09/01/2026
Reward date:
March 2026
Join the promotion by 9 January 2026, inclusive.
- Join the promotion using the code PLANES25 by 9 January 2026 (inclusive) and accept the terms and conditions.
- Transfer your plans to Openbank. You’ll get 3% of the total amount of transfers made between 6 October 2025 and 13 February 2026 (both inclusive).
- Plus, get 1%! By making contributions or investing in a new pension plan between 6 October 2025 and 13 February 2026 (both inclusive).
You can get a total of up to €3,000 extra with your pension plans! If you meet conditions, you will receive your payment in March 2025.
- More than 40 plans from 5 different asset managers to choose from.
- From just €61. You can make regular contributions to plan for your future little by little.
- There are no transfer or custody fees. Only the fees charged by your plan’s asset manager apply.
- You have a team of specialists on hand to help when you need it.
Plus, pension plans have the following benefits:
- You can save up to €450 for every €1,000 you contribute to a pension plan on your next personal income tax return2.
- You can redeem your money after 10 years, without having to wait for retirement.
- You must be an Openbank customer by 13 February 2025.
- You must be an individual over 18 years old.
- You must be a resident in Spain.
- You must be an active Openbank Current Account holder.
Please note that…
- Once the customer receives the bonus payment for investing in, contributing or transferring to the Pension Plan marketed by Openbank, a five-year minimum-term commitment is required on the position in the plans to which a contribution or transfer was made and which received a bonus in this promotion. If the minimum-term commitment is not completed, Openbank reserves the right to deduct the amount of the incentive from your account in proportion to the time remaining since the date of the payment, in order to comply with the agreed minimum-term commitment and the amount reimbursed or transferred. Notwithstanding the foregoing, once you join the promotion and meet the requirements, you may then carry out internal transfers between plans marketed by Openbank.
- Any Pension Plan contracts transferred must be held by the same person as the original contract.
- Transfers from Pension Plans marketed by Banco Santander are excluded.
- Payment of the incentive constitutes investment income in cash, subject to withholding tax, at the current rate of 19%. Customers must declare the incentive received in the savings tax base of their personal income tax (IRPF) return. Customers are entitled to the deduction of the withholding tax applied.
Consult the risk rating, fees and information for each pension plan marketed by Open Bank, S.A., set out in the prospectus or the Key Investor Information Document (KIID) for each pension plan, available in the factsheet for each plan at www.openbank.es/en before investing.
Please note that any investment carries a certain level of risk, including the lack of return and/or loss of principal invested.
1 Maximum annual contribution of €1,500 or 30% of your income from employment and your economic activities, whichever is less.
2 Example with a marginal rate of 45% and a contribution of €1,000. Tax savings depend on each customer’s circumstances and may change in the future.