GET €360 + A YEAR OF UNLIMITED TRAVEL PERKS WHEN YOU BRING YOUR SALARY (€1,200 MIN.) OVER
✔ €360 (€30 before tax a month)
✔ €01 for purchases and cash withdrawals worldwide
If you’ve been with Openbank for more than one year, we’ve prepared this especially for you
€360 for whatever you want
Get €30 (before tax) a month for one year paid directly into your account.
One year of Travel+ benefits
Enjoy the travel benefits of your Open Debit Card:
✔ €01 for purchases in any currency any day of the week
✔ €0 for cash withdrawals 2 times a month at any ATM worldwide
✔ Turn them on only when you want to use them
During the promotion, for every month you have them turned on, we will refund you the €4.99 that they usually cost.
Three simple steps to pocket the perks
Bring your salary, boost your benefits
Set up a direct deposit for your salary, create direct debits, keep track of your accounts and enjoy a world of possibilities in your pocket.
Got questions? We've got the answers!
To make the most of the 12 months, set up a direct debit for your salary as soon as possible, even if the cut-off date isn't until 30/06/26. That way, you won’t miss out on the €30 or €4.99 any month!
From the moment you set up your direct debit, we’ll refund the €4.99/month Travel+ costs on your Open Debit Card every month you have them turned on.
You’ll be able to see the world for 12 months with these benefits. Make the most of them by setting up a direct deposit for your salary as soon as possible.
- You must be an individual aged 18 years old or over and a resident in Spain.
- You must have been a customer for at least 12 months and have not had your salary, pension, unemployment benefit or self-employed person income set up as a direct deposit for the last 6 months.
- You must agree to keep paying your salary or pension into your Openbank account for at least 24 months following the first deposit.
- This campaign cannot be combined with any other campaign with a direct payment for salaries, pensions or unemployment benefits during the same promotional period.
Payment of the incentive constitutes investment income, subject to withholding tax, at the current rate of 19%, which will be applied by Openbank in accordance with applicable tax regulations.
In the case of the reimbursement of the amount corresponding to the Travel+ subscription, the payment of the incentive constitutes investment income in cash, subject to withholding tax at the current rate of 19%, which the Bank will deduct from customers, paying them the resulting net amount.
Customers must declare the incentive received in the savings tax base of their personal income tax (IRPF) return. Customers are entitled to the deduction of the withholding tax applied.
1No fees charged by Openbank. Mastercard may apply a mark-up to European Central Bank exchange rates.
2 REPRESENTATIVE EXAMPLES of interest for the 6-Month Open Deposit with settlement of interest at the end of the term and a balance of €25,000: (i) if all conditions are met, 2.01% APR and 2.00% annual NIR will be applied, and the gross interest would be €250.00; (ii) if a salary, pension or unemployment benefit is not set up as a direct deposit, or regular monthly deposits of at least €600 are not made, from outside the bank, for at least four months, 1.00% APR and 1.00% annual NIR will be applied, and the gross interest would be €125.00; (iii) in both cases, if you fail to comply with the 6-month term, 0.20% APR and 0.20% annual NIR will be applied, and, for example, the gross interest would be €12.50 for a balance held for three months.