You work hard. We make it work harder.
✔ Get €360 when you bring your salary to Openbank
✔ €01 fees on purchases and cash withdrawals worldwide for a year
The longer you're with us, the more you get
Only for customers who’ve been with Openbank for over a year
Double the rewards, month after month
Get €30 (before tax) paid into your account every month for a year when you bring your salary over. That’s €360 in total!
Ready to go further? Go for it!
Enjoy the Travel+ benefits of your Open Debit Card for €0
✔ €0 fees on purchases in any currency¹, every day of the week
✔ €0 fees on cash withdrawals at any ATM worldwide (up to 2 times per month)
Turn them on or off whenever you like, and we’ll refund the usual €4.99/month fee for a year.
Three simple steps to pocket the perks
Bring your salary, boost your benefits
Set up a direct deposit for your salary, create direct debits, keep track of your accounts and enjoy a world of possibilities in your pocket.
Got questions? We've got the answers!
To make the most of the 12 months, set up a direct debit for your salary as soon as possible, even if the cut-off date isn't until 30/06/26. That way, you won’t miss out on the €30 or €4.99 any month!
From the moment you set up your direct debit, we’ll refund the €4.99/month Travel+ costs on your Open Debit Card every month you have them turned on.
You’ll be able to see the world for 12 months with these benefits. Make the most of them by setting up a direct deposit for your salary as soon as possible.
- You must be an individual aged 18 years old or over and a resident in Spain.
- You must have been a customer for at least 12 months and have not had your salary, pension, unemployment benefit or self-employed person income set up as a direct deposit for the last 6 months.
- You must agree to keep paying your salary or pension into your Openbank account for at least 24 months following the first deposit.
- This campaign cannot be combined with any other campaign with a direct payment for salaries, pensions or unemployment benefits during the same promotional period.
Payment of the incentive constitutes investment income, subject to withholding tax, at the current rate of 19%, which will be applied by Openbank in accordance with applicable tax regulations.
In the case of the reimbursement of the amount corresponding to the Travel+ subscription, the payment of the incentive constitutes investment income in cash, subject to withholding tax at the current rate of 19%, which the Bank will deduct from customers, paying them the resulting net amount.
Customers must declare the incentive received in the savings tax base of their personal income tax (IRPF) return. Customers are entitled to the deduction of the withholding tax applied.
1 Turn on Travel+ and get 2 free ATM withdrawals per month worldwide, plus no fees charged by us when you pay in any currency. Mastercard may apply a mark-up to European Central Bank exchange rates.
2 REPRESENTATIVE EXAMPLES of interest for the 6-Month Open Deposit with settlement of interest at the end of the term and a balance of €25,000: (i) if all conditions are met, 2.01% APR and 2.00% annual NIR will be applied, and the gross interest would be €250.00; (ii) if a salary, pension or unemployment benefit is not set up as a direct deposit, or regular monthly deposits of at least €600 are not made, from outside the bank, for at least four months, 1.00% APR and 1.00% annual NIR will be applied, and the gross interest would be €125.00; (iii) in both cases, if you fail to comply with the 6-month term, 0.20% APR and 0.20% annual NIR will be applied, and, for example, the gross interest would be €12.50 for a balance held for three months.