Bill payment protection insurance | Openbank

Bill Protection Insurance

Your fixed bills … covered!

Essential coverage
Protect against involuntary unemployment, absolute permanent or temporary disability due to illness or accident, etc.
Bill-payment protection
Guarantee the payment of your Openbank direct debit bills1 with coverage up to €250 per month.
Personalised policy
Choose the level of protection you want between €50 and €250.
Peace of mind with AIG
AIG is one of the most prestigious insurance companies in the world.
Insurance that steps in when you stop


Even if you have to stop, your household (electricity, gas, internet, etc.), hobby and school bills, etc., definitely won't. Continue looking after your wellbeing and that of your family, no matter what happens, with this insurance.

  • No age-related premium increases.
  • World-wide coverage.
  • Bill protection up to 180 days following the loss.
Protection no matter what happens 2
  • Involuntary unemployment: if you have a permanent employment contract and lose your job, you’ll receive €250 per month.
  • Temporary disability due to illness or accident: get €250 per month to help you cope with the loss of earnings.
  • Absolute permanent disability due to accident: receive up to €10,000 to help you adjust to the situation (home adaptations, care, etc.)
  • Death due to accident: your beneficiaries could receive up to €10,000.

AIG

AIG’s got your back!

AIG (American International Group) is one of the most prestigious insurance companies in the world, enjoying the trust of millions of customers. The company has provided a wide range of insurance for individuals and businesses alike in Spain since 1954.

Take out your AIG Bill Protection Insurance

Bill Protection Insurance from AIG Europe S.A.

This product can only be taken out through AIG. Open Bank, S.A., merely provides you with information about the product and the AIG campaign. If you have any questions or queries regarding the product, campaign or the insurance itself, please contact AIG directly.

* This link redirects you to the AIG application process, so you’ll be leaving the Openbank page.

1 The purpose of this insurance is to cover the amount of your bills paid by direct debit through your bank account. The Insurer will pay out the monthly amount established in the Specific Terms and Conditions of this Agreement for a maximum of 180 days. The amount of the compensation shall not exceed the amount of the direct debited bills.

2 All coverage is subject to the general and specific terms and conditions of this insurance, as well as to the type of insurance taken out.