Build your Portfolio
Ready to start investing?
Take your first step - no expert knowledge required.
How does Build Your Portfolio work?
Whatever your investment style, find a portfolio to match
Bear in mind that any investment carries some level of risk, including the lack of return, loss of invested capital and/or foreign exchange risk for non-euro-denominated products.
These examples are provided for information purposes only and do not constitute investment advice, personalised recommendations, portfolio management, a contractual document or a personalised invitation to buy, sell or subscribe for financial instruments. Openbank has not considered any individual customer’s financial circumstances, investment objectives, knowledge, experience or specific needs. Any investment decision is the sole responsibility of the customer.
The information provided is a summary. Before investing, customers should consult the legal documentation for each investment fund, including information on its risks, costs and characteristics, available on this page and at www.cnmv.es.
Want to learn more?
Do I need investment experience to get started?
Are there any additional fees?
Can I do everything from my phone?
When can I access my money?
Why invest in funds?
Do I need investment experience to get started?
No. We show you sample diversified portfolios that you can replicate as they are or adapt to suit you.
Are there any additional fees?
No. There are no extra fees for using the service. You’ll only pay the fees charged by each fund’s asset manager.
Can I do everything from my phone?
Yes. Build Your Portfolio is available in the Openbank app, where you can get started, track how your investments are doing and adjust your portfolio whenever you want.
When can I access my money?
Whenever you need to, either partially or in full. Investment funds also offer tax benefits, and you can transfer your investment to other funds whenever you want without paying any fees. You’ll only pay tax when you sell.
Why invest in funds?
- To diversify risk. Investment funds invest in a range of different assets, so you avoid putting all your eggs in one basket.
- For the tax benefits. You can transfer your investment from one fund to another whenever you want without paying any fees. You’ll only pay tax when you sell.
- To keep your money accessible. You can request a full or partial redemption of your investment, subject to the terms and conditions applicable to each fund.
Find us on:
