Goal-based investing

What are you aiming for? Enter your goal amount and our robo-advisor service will help you achieve it

Achieve your goal

Our robo-advisor automated investment service works to achieve your goals with the strategy that best suits your investment profile.

Invest at your pace

Start investing from €500 and make subsequent regular or one-off contributions from as little as €1¹ to achieve your goal.

We invest for you

Let Openbank manage your money and forget about having to adjust your portfolio to market situations – we’ll take care of that for you.

The best professionals

The Openbank Investment Committee is advised by BlackRock and harnesses the extensive management experience of Santander Asset Management.

What is goal-based investing?

Goal-based investing is a discretionary portfolio management service in which you combine your investment with a specific goal that you want to achieve. Through this service, you can track your investment and see all the relevant details and likelihood of achieving your goal in the timeframe set. The service is designed for a medium- to long-term investment horizon.

Start investing from €500 and make subsequent regular contributions from as little as €1. As such, you can establish your medium- to long-term investment plan and see how much money you should ideally allocate on a daily, weekly or monthly basis² to achieve your goal, whether it be your children’s university studies or that dream trip that’s on the horizon.

What can we invest for you?

The products we use in our robo-advisor automated investment service are investment funds. These may be passively or actively managed funds of the world's leading fund managers.Find out more

Invest in 3 simple steps

Choose a goal

If you're already a customer, just answer a few short questions to identify the best investment strategies to help you achieve your goal.

We manage your investment

Based on the strategy and goal you have chosen, our robo-advisor automated investment service gets to work automatically.

That’s it!

You can track the progress of your goal on the website or app at any time. You can also make or schedule contributions to help you achieve it. Let’s go for it!

Invest

Choose your investment goal

Choose a goal and start investing

Car

House

Trips

Studies

Other

Car

House

Trips

Studies

Other

All investments carry some level of risk, including the lack of return and/or loss of principal invested. The value of the investment is subject to market fluctuations and past performance is no guarantee of future results.

See robo-advisor results

Check out the performance of our robo-advisor automated investment tool managed by our Investment Committee with advice from BlackRock and Santander Asset Management. Achieve your investment goal based on the performance of your strategy in this tool.

See results

¹Please note that the order is carried out when the contributions amount to at least €10.

²Open Bank, S.A., does not guarantee that goals will be achieved, as they are subject to the conditions of the investment made and the performance of the markets.

Want to learn more about goal-based investing?

What's goal-based investing?

How can I engage it?

Who manages the money your decide to invest and how?

How do you maintain control of the management of your investment funds? Portfolio Tracking

What is the minimum investment to take out this service?

How do I make contributions to my discretionary management account?

Can I change my investment strategy?

What risks do I have with this service?

Why do we manage your money prioritising investment in ESG funds?

How much does it cost for us to invest for you?

What happens if your investment goals or circumstances change?

Can I withdraw funds from my account? What if I want to cancel the service

What is the minimum amount I should keep in my portfolio?

Want to get in touch with us?

We make it simple. Give us a call on 91 117 33 16 or 900 10 29 38 and our team of investment specialists will be happy to help (Mon-Fri 8 a.m. to 8 p.m.).

91 177 33 16 or 900 10 29 38

We will call you back using the phone number and name provided. We will not store or use this information for any other purpose. For further information on the legal aspects of this process, specifically how we protect your privacy, click here.