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We invest your money in fund portfolios

Automated investment: robo-advisor

Calculate your investment
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Invest with no need to be an expert
Our Investment Committee makes decisions on the composition of your portfolio in line with market developments.
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Portfolio revisions and automatic rebalancing
The tool automatically carries out the necessary portfolio rebalancing.
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In the reliable hands of professionals
We engage the advisory services and expertise of BlackRock® and Santander Asset Management.
Get started with an initial investment of €500
Then you can set up automatic contributions from just €1 to build your investment little by little.

Calculate your investment

How much do you want to start with?

€

Min. 500€

Management fee from 0.42% (VAT included). For the amount entered, the monthly fee is €0.00 (VAT included)¹.

How do we calculate the monthly costs?

How long do you want to hold your investment for?

What level of risk are you willing to take on?

Scroll across the bar and select the level of risk. Before investing, we will ask you a few questions to determine your investor profile.

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Breakdown of strategy
See historical results by strategyStart investing

Bear in mind that all investments carry some level of risk, including the lack of return and/or loss of principal invested. The value of the investment is subject to market fluctuations; therefore, past or simulated performance is no guarantee of future results.

¹ The calculator is limited to €1 million. There is no maximum investment amount, and the minimum is €500. Our annual management fees for this service are calculated based on the daily average of assets under management. The returns shown are gross and subject to the fees established for the We invest for you service, which range from 1.03% for balances under €25,000 to 0.42% for balances equal to or more than €1,000,000. VAT included.

² The expected returns shown in the graph are approximate and based on financial market projections with a 95% probability. Depending on the starting point (today) in the financial markets, the differences in the projections for the different types of risk could lead to a perception of lower risk/decline in the medium term for riskier strategies. When engaging the service, the selected strategy will always be within the risk profile of the investor, based on his or her experience, goals and situation.

Track your investment, no matter where you are

  • Build a plan for the future
    The robo-advisor automated investment service is designed to optimise investment strategies in the medium and long term.
  • Help from top experts
    We manage your investment with the advisory services of BlackRock® and the vast management experience of Santander Asset Management.
  • Need to speak to someone?
    Our team of specialists are on hand to answer any of your questions by email or telephone.
  • With the tax benefits of funds
    As portfolios are made up of investment funds, the rebalancing carried out to optimise your investment bears no tax impact, as is the case with transfers of money between funds.

Let's set up your investment plan in 3 simple steps

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What type of investor are you?
If you're already a customer, just answer a few short questions and we'll identify the best investment strategies for your profile.
We'll build your portfolio in 5 minutes
You pick the strategy in line with your risk appetite as well as the amount (from €500) you want to get started with. When it's all set up, you can make additional contributions and even make them automatic.
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We manage your investment
That's it! We'll start managing your investment and keep you up to speed on how your money is performing. You can check this for yourself on the website and app too.
Start investing
Want to learn more about the "We invest for you" automated investment service?
What is a robo-advisor and how does it work?
Our robo-advisor automated investment service explained in 10 quick points
How much does the "We invest for you" service cost?
Why do we prioritise investing in ESG funds when managing your money?
Who manages the money you decide to invest and how?
Why do you have to complete the Suitability Test?
What risks are involved when investing with this service?
What products do we use to manage your investment portfolio and how much do these products cost?
How do you manage your investments and track your portfolio?
What happens if your investment goals or circumstances change?
What is the minimum investment to engage the service?
When can I access my money?
How are the purchase and sale of units of investment funds in the “We invest for you” service taxed?
How do I make additional contributions in the “We invest for you” service?
Can I change my investment strategy?
Is it possible to have multiple investment strategies at the same time?

Get in touch with our investment specialists

Get in touch with our investment specialists

Our team of AFI-certified investment specialists with extensive experience in the financial markets are always on hand to help.

+34 91 177 33 16 or 900 10 29 38

+34

We will call you back using the phone number and name provided. We will not store or use this information for any other purpose.

For further information on the legal aspects of this process, specifically how we protect your privacy, click here.

We will call you back using the phone number and name provided. We will not store or use this information for any other purpose.

For further information on the legal aspects of this process, specifically how we protect your privacy, click here.