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Diamond Infinite Credit Card

Visa Diamond Infinite Credit

Openbank's most exclusive card

Apply for it on 900 247 365 or 911 775 933

Exclusive design

A unique card made of metal.

the imagination is the limit

Finance up to €60,000 for whatever you need.

First-rate insurance.

Protection against fraud in your trips and purchases, you can also expand the warranty of what you buy with it.

Improve your lifestyle

24x7 personal attention for bookings and other services.

A unique card in every way

Exclusive design: A unique card made of metal.
You can only get it by invite: call us on 900 247 365 or 911 775 933 and we will inform you how you can get it.
Virtually unlimited: finance up to €60,000 at 12% APR* and 11.39% annual NIR.
Available on all major mobile payment platforms: the Openbank App wallet, Apple Pay, Samsung Pay, Google Pay, Fitbit Pay and Garmin Pay.

Exclusive lifestyle services

Bookings of tickets, shows, hotels and tickets for your trips and leisure plans.
Home services: search for home helps and urgent locksmith.
Telepharmacy: receive your medicines delivered to your home, even with a medical prescription.
Managing official procedures in official organisations and delivery of small packages.
And so much more!
All services are arranged through MGA Multiassistance. You can call 24 hours a day, 365 days a year: 91 832 97 91 or 900 901 287.

Increased security and protection with first-rate insurance policies

While travelling: accidents, medical expenses, delay and/or loss of luggage, repatriation and additional cover in car rental insurance in Spanish territory...
Protection: for your online shopping and in shops, or if you are robbed at an ATM.
Extension of an additional 1 year guarantee for household appliances and electronic products that you buy in Spain.
Cash advance: Emergency cash advance at Western Union offices around the world in more than 150 countries.
Total protection against fraud with no excess whatsoever

Consult pre-contractual information for the Diamond Infinite Credit Card

Apply for your card

Questions about the Diamond Infinite Credit credit card

How do you get it?

If you want to know how you can get the Visa Diamond Infinite Credit credit card, call 900 247 365 or 911 775 933.

What commissions do you have?

As it is a credit card, the following cash withdrawals at credit ATMs apply:

You can withdraw cash on credit at ATMs in Spain with a cost of 3.90% and a minimum per transaction of € 3.90, in addition to the commission indicated by the cashier's screen.
If you withdraw cash at ATMs of other banks in the EU, you will only pay the commission set by the ATM. And if you withdraw cash at ATMs of other banks outside the EU, you will pay 5% of the money you have withdrawn, with a minimum of € 3.

For purchases in foreign currency: 3% of the amount is applied, with a minimum of € 2.

Transfer of money: from your checking account to the Visa Diamond Infinite Credit credit card is free. And transferring money from the Visa Diamond Infinite Credit credit card to your checking account has a cost of 3.90% of the amount transferred, with a minimum of € 3.90.

The monthly commission for alerts service by SMS is free.

What security measures does it include?

With the Card Control service, you can turn your card off and on, both fully and partially. With this functionality, you can also configure in which countries and for what type of operation you want to use your card. If you want to know more about this service, click here.

Can you pay with it through your mobile devices?

Yes, you can add your Visa Diamond Infinite Credit credit card in the main available payment platforms: in the wallet of the Openbank App, Apple Pay, Samsung Pay, Google Pay, Fitbit Pay and Garmin Pay. To find out more, click here.

Can you defer payments on the Visa Diamond Infinite Credit card?

Of course, because the Visa Diamond Credit Card adapts to your needs.

Payment postponed:

Postpone the payment of what you spend with a fixed or variable fee. The minimum you can defer is 10% of the credit limit of your card, with a minimum fee of € 30.

The interest rate for "Deferred Payment" is 0.95% Monthly Nominal, 11.39% Annual TIN (APR 12.00% *).

* Example: For a provision of 1,500 euros made on the 1st of the month, in the form of a deferred payment, a fixed installment payable in 12 months, under the hypothesis that no further provisions are produced within that period, and that there is no default of the terms and conditions of the contract. Annual nominal interest rate: 11.39%; APR 12.00%; 11 installments of 148.34 euros and a final fee of 148.39 euros. Total amount of credit: 1,675 euros. Total amount owed: 1,769.16 euros. Total cost of credit: 269.16 euros. The amount of the card issuing fee of € 175 has been included in the calculation. This example does not foresee the existence of new provisions of the line of credit in this time, nor incidences in the payments.

Postpone your purchase:

You can split any of your purchases over € 60 in several installments, between 2 and 36 months.

The interest rate for "Postpone your purchase" is 0.79% Monthly Nominal, 9.57% annual TIN (APR 10.00% *).

* Example: For an APPLIED PURCHASE of € 1,000 for 12 months, made on the 1st of the month in the form of a regular payment, a fixed installment payable in 12 months and under the hypothesis that no further provisions will be produced within that period and that no there is a breach of the terms and conditions of the contract. Annual nominal interest rate: 9.57%; T.A.E. 10.00%; 11 installments of € 87.72 and a final installment of € 87.67. Total amount of credit: € 1,000. Total amount owed: € 1,052.59. Total cost of credit: € 52.59. The T.A.E. and the total amount that you will have to pay is calculated under the hypothesis that the Contract will remain in force throughout its duration and the Parties will fulfill their obligations under the agreed terms and terms.

If you choose the option of total payment, you will make a single payment, without interest or commissions, of everything arranged with your card and it will be settled monthly in your account.

Can you also defer payments on the account associated with your card?

Yes, we offer you the possibility of postponing a payment for an amount over € 60 that is charged to the account associated with your credit card. The money will be transferred to the account at the time, decreasing the amount of the available limit of your card. Choose the terms to pay between 2 and 36 months. You can defer the payments of the last 3 months that we indicated in the movement list with the option of 'Aplaza tu pago', and request it from the web or the app.

The interest rate for postponing a payment is 0.79% monthly, 9.57% T.I.N. annual (T.A.E., 10.00% *).

* Example: For a deferred payment of € 1,000 for 12 months, made on the 1st of the month in the form of a regular payment, a fixed installment payable in 12 months and under the hypothesis that no further provisions will be produced within that period and that no there is a breach of the terms and conditions of the contract. Annual nominal interest rate: 9.57%; T.A.E. 10.00%; 11 installments of € 87.72 and a final installment of € 87.67. Total amount of credit: € 1,000. Total amount owed: € 1,052.59. Total cost of credit: € 52.59. The T.A.E. and the total amount that you will have to pay is calculated under the hypothesis that the Contract will remain in force throughout its duration and the Parties will fulfill their obligations under the agreed terms and conditions.