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Mixed Mortgage Calculator

Applicable interest rate depending on the percentage of financing you apply for

  Fixed NIR first 10 years Variable NIR rest of years Variable APR
Up to 50% 1,45% Euribor +0,79%1 1,32%2
Up to 70% 1,55% Euribor +0,89%1 1,42%2
Up to 80% 1,65% Euribor +0,99%1 1,52%2

Calculate your repayments

If you've already started an application, click here.

Property purpose

Property type

Where is the house location?

Where is the house location?

How much does the home cost tax-free?

MIN. 40,000 €
MÁX. 4.000.000 €
Property value: 40,000 to 4,000,000€

How much do you want to borrow?

MIN. 30,000 €
MÁX. 3.000.000 €
Mortgage value: 30,000 to 3,000,000€
It needs to be less than 80% of property value

How long do you want to repay it over?

MIN. 5 years
MÁX. 30 años
Term from 5 to 30 years.
To apply for your mortgage you must have your tax residence in Spain

Want to know more about the mortgage calculator?

When buying a home it's important to know the options you have as a customer. With our online mortgage calculator you can:

  • Apply for your mortgage online in just a few minutes, from anywhere.
  • Find out the amount of your repayments and the costs involved in the purchase of your home.

You only have to choose the options based on the home you want to buy:

  • Primary home or second home.
  • Whether it's a new home or a resale home.
  • The Autonomous Community where it's located.

Then you must enter:

  • The price of the home. Please note that if it's a new home, you must include the price without VAT in the field "How much does the home cost?”.
  • The amount you need to finance the purchase.
  • How long you want to repay this amount.

Finally, click on "Calculate" and the calculator will calculate your mortgage online with the different alternatives (fixed, variable or mixed interest rates) so you can decide which one suits your preferences best.

  • Open Fixed Mortgage: The payment will always be the same throughout the term of the loan. Regardless of whether Euribor increases or decreases.
  • Open Variable Mortgage: The payment may increase or decrease every six months, depending on changes in Euribor.
  • Open Mixed Mortgage: For the first ten years your payment always remains fixed. From then on it will be updated annually with the applicable Euribor.