No need to change banks
- All you need to do is link your credit card to the account you hold at your current bank.
- Apply for it online whenever1 and wherever you want with free issuance (0% annual NIR, 0% APR2).
- As an Openbank customer, you can take advantage of these benefits: Open Discounts, pay with your mobile or sports watch3, Financial Aggregator, Expense Categorisation, etc.
Enjoy the subscription travel benefits
Your lifestyle in a card
1 Bear in mind that card approval is subject to a risk analysis.
2 0% annual NIR, 0% APR. Representative example of €1,500 drawn with lump sum payment at the end of the month: 0% NIR; 0% APR; Total amount borrowed: €1,500. Total amount owed: €1,500. Total cost of credit: €0. Card issuance fee: €0. The APR may vary depending on the repayment method selected: financed payment in fixed or variable instalments (revolving credit) or financed purchase for at least €30 over 2 to 36 months. For further information on the conditions of other repayment methods, visit openbank.es/en.
3 You will need to activate the NFC feature to use this service on an Android device.
4 Visa may apply a margin to the European Central Bank reference rate.
5 Insurance arranged with Zurich Insurance PLC, Sucursal en España.
6 Representative example for a purchase of €200 settled one month later: annual NIR: 0%; APR: 0%. Monthly repayment: €200. Total amount owed: €200. Total amount borrowed: €200. Total interests: €0. French amortisation schedule.
7 Representative example for a financed purchase of €200 made on 1st of the month, with the regular payment option and 3 fixed monthly instalments, on the assumption that there are no further drawdowns during that period or any breach of the terms and conditions of the agreement: 14.00% annual NIR; 14.93% APR; 2 instalments of €68.23 and a final instalment of €68.22. Total amount borrowed: €200. Total amount owed: €204.68. Total cost of credit: €4.68. The APR and the total amount to be paid are calculated on the assumption that the agreement will remain in force for the entire term and that the parties will meet their obligations under the agreed terms and conditions and repayment deadlines. French amortization schedule. Therefore, for this specific example, the cash purchase price would be €200 and the total amount to be repaid in instalments would be €204.68.
This is what you’ll need during the application process, so have it to hand:
