Openbank Reading Club Card by Vanity Fair

A 100% recycled PVC card for book lovers

Introducing our reading club Nota al pie, your go-to place to feed your passion for books.
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Free
Apply and use the card for free (0% APR1 and annual NIR).
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No need to change banks
All you need to do is link the card to the account of your choice at your current bank.
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Travel benefits with flexible subscription
Going on holiday? Turn your travel benefits on for €4.99/month and turn them off whenever you want.
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Benefits ON, fees OFF
Turn on the benefits and get 5 free cash withdrawals from any ATM worldwide, plus fee-free purchases in any currency2.
 

No need to change banks

Forget the hassle!
  • All you need to do is link your credit card to the account you hold at your current bank.
  • Apply for and renew it for free (0% APR and annual NIR).
  • Finance your purchases of at least €30 over 1 month interest-free (0% APR3 and annual NIR) on the website.
  • Or, if you prefer, you can choose to pay for it in 2 to 36 instalments (14.93% APR4, 14% annual NIR).

Enjoy the subscription travel benefits

Turn the benefits on for just €4.99/month and turn them off whenever you want to cancel the renewal for the following month. Enjoy the benefits wherever you go!Find out more

Apply for it 100% online

But wait, there are even more benefits!Find out more

This is what you’ll need during the application process, so have it to hand:

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ID document
.
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Device with camera and microphone
.
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Proof of income
.

Need more information? Call us on 91 177 33 37 or 900 22 32 42 at any time, any day.

Want to learn more about the Openbank Reading Club Card by Vanity Fair?

What is the Reading Club?

What is the Reading Club Card?

How much does the Reading Club Card cost?

How do you turn the subscription travel benefits on and off?

What are the advantages of turning the travel benefits on?

Does it include any insurance?

Can you finance card payments?

Where can you check the fees and interest rates for this card?

What are Open Discounts?

What other features does the Reading Club Card offer?

Bear in mind that card approval is subject to a risk analysis.

1 0% annual NIR, 0% APR. Representative example of €1,500 drawn with lump sum payment at the end of the month: 0% NIR; 0% APR; Total amount borrowed: €1,500. Total amount owed: €1,500. Total cost of credit: €0. Card issuance fee: €0. The APR may vary depending on the repayment method selected: financed payment in fixed or variable instalments (revolving credit) or financed purchase for at least €30 over 2 to 36 months. For further information on the conditions of other repayment methods, visit openbank.es/en.

2 Visa may apply a margin to the European Central Bank reference rate.

3 Representative example for a financed purchase of €200 made on 1st of the month, with the regular payment option and 3 fixed monthly instalments, on the assumption that there are no further drawdowns during that period or any breach of the terms and conditions of the agreement: 14.00% annual NIR; 14.93% APR; 2 instalments of €68.23 and a final instalment of €68.22. Total amount borrowed: €200. Total amount owed: €204.68. Total cost of credit: €4.68. The APR and the total amount to be paid are calculated on the assumption that the agreement will remain in force for the entire term and that the parties will meet their obligations under the agreed terms and conditions and repayment deadlines. French amortization schedule. Therefore, for this specific example, the cash purchase price would be €200 and the total amount to be repaid in instalments would be €204.68.

4 Representative example for a purchase of €200 settled one month later using the Я42 Travel Card, Openbank Reading Club Card by Vanity Fair, and the Openbank El Hormiguero Card: annual NIR: 0%; APR: 0%. Monthly repayment: €200. Total amount owed: €200. Total amount borrowed: €200. Total interests: €0. French amortisation schedule.

Insurance arranged with Zurich Insurance PLC, Sucursal en España.

6 You will need to activate the NFC feature to use this service on an Android device.