Openbank and Santander Consumer Finance join forces. More products, services and the best experience.

For you. For everything.


Openbank is a digital bank designed to make everyday life easier, supporting you through whatever comes next.

We offer a simpler way to manage your money: no hassle, just useful products for every stage of life, with the backing and security of Santander Group.

Everything you need, all in one place

For everyday banking

Current accounts, debit and credit cards, instant payments with Bizum, perks when you pay in your salary, plus Open Young, designed to help your children learn how to manage their money.

For saving and investing

Interest-bearing accounts, fixed-term deposits and investment options tailored to you: shares, ETFs, funds, crypto and more.

For what's next

Financing for the plans you’ve got in mind, from a new car or home improvements to travel, studies or your next home.

A digital bank built for real life

Made to be simpler
Manage your money easily, without unnecessary hassle, with a seamless experience from start to finish.
Made to give you more
Products that genuinely add value to your everyday life, with lower costs, greater flexibility and solutions tailored to every stage of life.
Made for peace of mind
A digital experience backed by real people, with support when you need it and the strength of a trusted bank behind you.

A global bank by your side

Openbank is one of Santander Group’s global businesses, operating in 26 countries and combining a fast, simple and secure banking experience with products tailored to the needs of each market.

We offer everyday banking products and services, consumer and mobility finance solutions through partnerships with dealerships, vehicle manufacturers and marketplaces, as well as embedded finance and co-branded solutions that integrate financing into the customer shopping experience.

For customers around the world, that means a banking experience that’s more complete, more useful and better connected to real life.

Grow with us

At Openbank, we’re also building something important behind the scenes: diverse teams, cutting-edge technology, and an agile, collaborative way of working built around people.

Here, you can grow, make an impact and be part of a global project that’s constantly evolving.