Bank deposits
A safe way to earn interest on your savings.
What is a bank deposit?
It is a savings product in which you earn safe and stable interest in exchange for holding your money in the account for a fixed term. At the end of the term, the bank returns your savings plus the previously agreed interest.
What are the benefits of deposits?




6-Month Open Deposit
Up to 3.07% APR2 and 3.05% annual NIR when you increase your balance and bring your salary or monthly income to Openbank. Until 1 November only!
Start saving with our bank deposits
If you're a customer, open your deposit by calling 91 177 33 10 or 900 22 32 42. If you're not a customer yet, call us on 91 177 33 37 or 900 36 53 66.
2 Representative example of interest paid at the end of the term for the 6-Month Open Deposit with a balance of €25,000: (i) if all conditions are met, 3.07% APR and 3.05% annual NIR will be applied, and the gross interest would be €381.25; (ii) if a direct deposit for your salary, pension, unemployment benefit or other type of monthly income of at least €600 (that do not come from another Openbank account) is not set up for at least 4 months, 2.01% APR and 2% annual NIR will be applied, and the gross interest would be €250; (iii) in both cases, if you fail to comply with the 6-month term and only hold the balance for 3 months, 0.20% APR and annual NIR will be applied, and the gross interest would be €12.50.