6-Month Open Fixed-Term Deposit at up to 3.07%1 APR and 3.05% annual NIR with your salary or monthly income
Only available until 9 October 2023!
If you're a new customer, use code DEPOSITOBIENVENIDA
Interest from 1st day and 1st euro (4)
- Earn interest at 2.01% APR1 and 2% annual NIR over 6 months on the savings you bring to Openbank.
- Plus, if your salary, pension, unemployment benefit or recurring income of at least €6002 is paid into your account, the interest increases to 3.07% APR1 and 3.05% annual NIR.
For new funds
- If you're a customer, the money you pay into your deposit must increase the total balance you held at Openbank on 30 June 2023.
- If you're not a customer yet, you can deposit as much as you like.
- You can make a transfer from another bank, deposit cash, etc.
Your money is always available
- Close the fixed-term deposit whenever you want.
- If you withdraw your savings before the end of the 6-month term, you'll get all your money back plus interest earned at 0.20% APR1 and annual NIR for as long as you held your balance.
1 Representative example of interest paid at the end of the term for the 6-Month Open Deposit with a balance of €25,000:
(i) if all conditions are met, 3.07% APR and 3.05% annual NIR will be applied, and the gross interest would be €381.25;
(ii) if a direct deposit for your salary, pension, unemployment benefit or other type of monthly income of at least €600 (the income must come from another bank) is not set up for at least 4 months, 2.01% APR and 2% annual NIR will be applied, and the gross interest would be €250;
(iii) in both cases, if you fail to comply with the 6-month term and only hold the balance for 3 months, 0.20% APR and annual NIR will be applied, and the gross interest would be €12.50.
2 Salary, pension, unemployment benefit or other type of monthly income of at least €600 for at least 4 months.
3 For cash deposits, the maximum guaranteed amount by Spain's Deposit Guarantee Fund for Credit Institutions is €100,000 per depositor in each credit institution.
4 The interest will be paid into the Open Current Account or Open Payroll Account in the name of the holder at maturity (at the end of the fixed term).
See the Pre-contractual Information for the 6-Month Open Deposit
A safe option for your savings
With the backing and solvency of the Santander Group
