Annual nominal interest rate (NIR) from 6,95% and APR 7,18%(1)
Use the loan however you want and save on application and opening fees.
At your own pace, from 12 months to 5 years to repay.
One of our specialists will explain you everything and with no strings attached.
The money you need and with up to 5 years to repay
Apply for between 300€ and €24,000 for your studies, a car, holidays or anything you want.
Repay the loan over a flexible period of between 12 months and 5 years.(2)
A competitive interest rate without application or opening fees
Take advantage of the best interest rates from (7,18% APR(1)) to 14.25% (15.22% APR), depending on your circumstances.
You save on application and opening fees. You will receive the full amount of the loan in your account.
Easy and convenient for you
With a personal adviser to explain you all the details and process. With no strings attached!
(1) Annual NIR of 6,95% (7,18% APR). For your loan of €10,000 over 60 months, you must make 60 monthly repayments of €197.78 each. No opening fee. Total amount to pay (capital + interest) of €11,866.80. The interest rate applied may vary up to 14.25% NIR (15.22% APR), depending on the approval of risk by Openbank. For your loan of €10,000 over 60 months, you must make 60 monthly repayments of €233.98 each. Total amount to pay (capital + interest) of €14,038.83.
(2) Minimum repayment term is 12 months and maximum 5 years, provided that the sum of the holder's age and the term of the loan does not exceed 70 years.
Become a customer in just three steps, wherever you are
Complete the online form
To become a customer, we need to know a few things about you. Complete the online form and choose your access code.
Confirm your identity
Without having to go anywhere. By video call, providing your account number in another bank or with a messenger.
We will send you an SMS text with a security code in order to access your contract so that you can sign it online.