Personal Loan

Personal Loan

For whatever you need or want 

Become a customer

A competitive interest rate

Annual nominal interest rate (NIR) from 6,95% and APR 7,18%(1)

From €300 to €24,000 and no application or opening fees

Use the loan however you want and save on application and opening fees.

For up to 5 years

At your own pace, from 12 months to 5 years to repay.

Personalised service

One of our specialists will explain you everything and with no strings attached.

The money you need and with up to 5 years to repay

  • Apply for between 300€ and €24,000 for your studies, a car, holidays or anything you want.

  • Repay the loan over a flexible period of between 12 months and 5 years.(2)

A competitive interest rate without application or opening fees

  • Take advantage of the best interest rates from   (7,18% APR(1)) to 14.25% (15.22% APR), depending on your circumstances.

  • You save on application and opening fees. You will receive the full amount of the loan in your account.

Easy and convenient for you

  • With a personal adviser to explain you all the details and process.  With no strings attached!

 

(1) Annual NIR of 6,95% (7,18% APR). For your loan of €10,000 over 60 months, you must make 60 monthly repayments of €197.78 each. No opening fee. Total amount to pay (capital + interest) of €11,866.80. The interest rate applied may vary up to 14.25% NIR (15.22% APR), depending on the approval of risk by Openbank. For your loan of €10,000 over 60 months, you must make 60 monthly repayments of €233.98 each. Total amount to pay (capital + interest) of €14,038.83. 

(2) Minimum repayment term is 12 months and maximum 5 years, provided that the sum of the holder's age and the term of the loan does not exceed 70 years.

onboarding

Become a customer in just three steps, wherever you are

1

Complete the online form

To become a customer, we need to know a few things about you. Complete the online form and choose your access code.

2

Confirm your identity

Without having to go anywhere. By video call, providing your account number in another bank or with a messenger.

3

Sign electronically

We will send you an SMS text with a security code in order to access your contract so that you can sign it online.

If you want to apply for your Personal Loan, you can request it here.