Personal Loan

Annual nominal interest rate (NIR) from 6.95%and APR 7.18%⁽¹⁾

Use the loan however you want and save on application and arrangement fees. Early repayment (full and/or partial) fees apply⁽²⁾

At your own pace, from 12 months to 5 years to pay it back.

One of our specialists will give you all the details with no strings attached.

The money you need and with up to 5 years to pay it back

Apply for between €300 and €24,000 for your studies, a car, holidays or anything you want.
Repay the loan over a flexible period of between 12 months and 5 years.⁽³⁾

A competitive interest rate

Interest rates from (7.18% APR⁽¹⁾) to 14.25% (15.22% APR), depending on your circumstances.
You save on application and arrangement fees. Early repayment (full and/or partial)⁽¹⁾fees apply. You will receive the full amount of the loan in your account.

Simple and convenient

With a personal advisor to explain all the details and process. No strings attached!

⁽¹⁾Annual NIR of 6.95% (7.18% APR). Representative example for your loan of €10,000 over 60 months with 59 monthly repayments of €197.78 and a final instalment of €197.53. No application fee. Total amount to pay (principal + interest) of €11,866.80. Total cost of loan (interests) €1,866.80. French amortisation schedule. The applicable interest rate may increase to 14.25% NIR (15.22% APR), depending on the risk approval by Openbank. Representative example for your loan of €10,000 over 60 months with 59 monthly repayments of €233.98 and a final instalment of €234.01. Total amount to pay (principal + interest) of €14,038.83. Total cost of loan (interests) of €4,038.83. French amortisation schedule.

⁽²⁾Fee for full and/or partial prepayment: 0.50% (if there is less than one year left before the loan matures) or 1% (if there is more than one year) of the loan amount that is repaid early.

⁽³⁾Minimum repayment term is 12 months and maximum 5 years, provided that the sum of the holder's age and the term of the loan does not exceed 70 years.

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