To cover the unexpected and for whatever you need
Unexpected expenses, buying a car, furnishing your house, or whatever you want.
Borrow as much as you need and up to 5 years to pay it back.
The peace of mind of having money for the unexpected. And only pay if you use it.
Another way to finance
With your Openbank Visa Cards defer your purchases in just two clicks
Open Credit Card
Buy now and decide when to pay
Premium Card Pack (credit and debit)
Card pack full of benefits
Diamond Card Pack (credit and debit)
Two cards with exclusive benefits
(1) 6.95% annual NIR (7.18% APR). Representative example for a loan of €10,000 over 60 months with 60 monthly instalments of €197.78. No arrangement fee. Total amount payable (principal + interest): €11,866.80. Total cost of loan (interests): €1,866.80. French repayment system.
(2) The annual nominal interest rate (NIR) is 7.72% (8.00% APR). We will charge it to your current account at the same time as your monthly account settlement. For example, if you use €500 over 10 days to pay for your car insurance, you will only pay €1.06 in interests when your account is settled; therefore, the total amount of credit would be €501.06.”