Credit cards for your day-to-day
and trips abroad
Make fee-free1 purchases in any currency, and enjoy all the travel benefits2!
Turning on Travel+ for €2.99 a month means turning on lots more benefits!
Benefits when you need them at a click
The best bit about these benefits? You can use them only when you need them.
Turn the travel benefits on for just €2.99 per month and enjoy them for the full month, even if you turn them off early!
Go to the "Cards" section on the website or app, choose the credit card1 you want to use abroad and turn the Travel+ benefits on.
Travel tips!
Always carry your physical card for cash withdrawals at foreign ATMs.
We also recommend paying and withdrawing cash in the local currency, whenever possible. This means you will choose our exhange rate, which will likely work out cheaper for you.
That said, if you decide to pay in euros, the local banks will set the exchange rate, and it may be more expensive.
And if they charge you foreign exchange fees by mistake, call us on 900 22 32 42 or +34 91 177 33 10 to sort it out. Don't forget that you can pay in any currency without fees 24/7.
Our travel cards are designed with world travel in mind
You can pay with your credit card in any currency, any day of the week, without being charged fees by us1! Weekends too!
And you don't have to do anything. This benefit is included with all our credit cards, so all you have to do it pack it in your suitcase and enjoy your trip.
no matter where you go
With Card Control, you can choose the continents or countries in which your card can be used and the types of transactions made. For example, if you go to Mexico, you can enable your travel card to work exclusively in that country.
It's easy to set up
Just log in to your Customer Area on the website or app, go to your card settings, select "Location", and you're good to go!
Enjoy exclusive discounts as an Openbank customer on hotels, flights, car hire and much more.
Some discounts are only available when you pay with your Openbank card, so don’t forget to take it with you wherever you go.
Bag discounts on brands including Iberia, NH Hotels & Resorts, Pangea The Travel Store, Samsonite and many more.
You can get up to 35% cashback on Visa Cashback when you pay with your Openbank Visa card at participating retailers.
See the T&Cs and register on the Visa website in just 5 minutes. You can also check out all the brands where you're eligble for cashback on some of your expenses on your next trip.
More info
And if you travel this spring, get up to €25 cashback!
We'll give you 2% back on all your purchases in a non-euro currency when you pay with any Openbank credit card (€20 min.).
Only from 09/04/25 to 19/05/25 (inclusive)! Promotional T&Cs apply.
1 Visa may apply a mark-up to the European Central Bank exchange rate.
2 The Travel+ benefits are available on the following credit cards: Open Credit Card, Я42 Travel Card, Openbank Reading Club Card by Vanity Fair and El Hormiguero Credit Card.
3 Insurance arranged with Zurich Insurance PLC, Sucursal en España. View the full policy or summarised policy.
*This link will redirect you to the Visa website, so you will be leaving the Openbank website. Valid at participating retailers and subject to the terms and conditions of Visa (https://cashback.visa.es/terminosycondiciones)
What cards are compatible with Travel+?
The Travel+ benefits are available on the following credit cards: Open Credit Card, Я42 Travel Card, Openbank Reading Club Card by Vanity Fair and El Hormiguero Credit Card.
Does Travel+ renew automatically?
Yes, it works like any other subscription. When you turn on Travel+, these benefits will last for a full month. If you don't turn them off, they will be automatically renewed for €2.99/month. You can turn them off whenever you want and they won't be renewed.
How long do the benefits last for?
Once you turn on Travel+, the benefits last for a full month and will be renewed automatically like a standard subscription.
If you turn Travel+ off before the end of the subscription month, you still have the right to enjoy the associated benefits until the end of the month, and they won't be renewed for the following month.
What does the free insurance include and what does the Travel+ insurance include?
The free insurance on our cards includes: travel accidents, which covers death or disability as a result of an accident as a passenger on public transport, provided that the trip has been paid for with the card. This insurance covers the cardholder and up to 5 people whose transport has been paid for with the cardholder's card, with a maximum compensation of €120,202.42. It also includes another accident insurance policy which, in the event of the death or disability of the cardholder as a result of an accident in their professional activity or daily life, would cover the payment of compensation of up to €6,010.12, equal to the sum of the invoices charged to the account for purchases made with the card in the last 12 months. And all this for free for using your card! With the guarantee of Santander Seguros y Reaseguros, Compañía Aseguradora, S.A.
See the full policy here.
If you activate the Travel+ benefits, you can enjoy travel assistance insurance with cover, among others, for flight delays, damage to luggage or international medical assistance. In addition, accident insurance on the means of transport used, provided the ticket was purchased with the card on which the travel benefits are activated, for death, partial or absolute permanent disability of up to €100,000, arranged with Zurich Insurance PLC, Sucursal en España.
See the full policy here.
Is foreign exchange covered?
You can use our credit cards to pay in any currency without fees 24/7 ... regardless of whether your travel benefits are turned on or not. Bear in mind that Visa may apply a mark-up to the European Central Bank exchange rate. See Visa exchange rates here.
Is Travel+ automatically activated when I activate the card?
No, card activation is not linked to the activation of Travel+ benefits, i.e., you first activate the card and afterwards, if you want, you can turn on the travel benefits.
It's easy to turn on Travel+ benefits: just go to the "Cards" section on the website or app and click the "Travel+" button of the card on which you want to activate the benefits. When it turns green, your benefits will be ready to go.
What are the fees for withdrawing cash in a foreign currency?
If you activate Travel+, you can enjoy 5 free withdrawals per month worldwide (inside and outside the European Union).
We do not charge any fees our end or on the ATMs. However, the ATM may not differentiate between the amount of the withdrawal and the amount of the fee charged by the ATM. In this case, if your benefits are active and you are charged a fee for a cash withdrawal, please call us on us +34 91 177 33 10 or 900 22 32 42 so that we can look into this matter.
If you have Travel+ turned off, cash withdrawals in a foreign currency at national and EU ATMs are subject to fees of 3.90% of the amount you withdraw (minimum: €3.90), in addition to the fee charged by the ATM.
In the case of ATMs outside the EU, 4.5% of the amount you have withdrawn (minimum: €3), plus the fee charged by the ATM.