Supporting you through the wildfires
✔ Cover your most urgent expenses
✔ Access your money without losing the interest
✔ Get priority support to help you manage everything
All until 30 September 2026
0% financing to help cover your most urgent expenses
Overdraft at 0% interest
An arranged overdraft gives you access to extra funds if unexpected expenses arise, helping you to avoid going overdrawn and to continue using your account as normal.
Applying for it on the app is simple: More products > Credit and loans > Overdraft > Apply
It will only become active when you need it and we'll refund you the fees charged1
Fast cash at 0% interest
If you have a credit card2, you can transfer the credit available to your current account and use it whenever you need it.
It’s simple on the app: go to Cards > Select your credit card > More options > Fast cash
We'll also waive the fee for transferring the money into your account.
We'll cover your payments if your account goes overdrawn, at no cost³
If your account goes overdrawn, we'll continue paying your direct debits and refund the fee3, regardless of whether or not you have an arranged overdraft.
To continue using your account as normal, you'll need to bring your balance back into credit as soon as possible.
Your savings, available when you need them, with the return you expected
Access the money in your deposits early
✔ Close your deposit before maturity and get all your money back
✔ Receive all the interest you've earned, with no reduction in your return
✔ To close your deposit, call us on +34 912 70 57 43.
Do you invest with our broker? We'll refund your latest custody fee
If you've invested in shares or ETFs with Openbank, we'll automatically refund your latest custody fee 4.
The refund will be credited to your account automatically.
Support when you need it most
Get priority support for managing your finances and your home insurance.
Openbank helpline for customers affected
Priority Zurich Home Insurance helpline
If you want to help…
Send a solidarity transfer or donate with Bizum to the Spanish Red Cross to support those affected by the wildfires.
Go to "Transfers", select “Solidarity transfer” and choose the Spanish Red Cross.
Go to Bizum, select "Donate to NGO" and choose the Spanish Red Cross.
Subject to availability.
1 We'll refund to your account any fees incurred through using the service (8.00% APR, 7.72% annual NIR) within the following weeks. Only until 30 September 2026.
2 Available to customers with a credit card or with a pre-approved Open Credit Card.
3 Overdraft interest will be charged initially and then refunded to your account within the following weeks. Please note that if you don't have an arranged overdraft in place, there will be restrictions on how you can use your account.
4 Automatic refund of the custody fees charged for the last quarter (April, May and June).