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Open Current Account
Manage your money, set up direct debits and access our full range of products.
Open Payroll Account
Everything you expect from a current account, plus a wide range of benefits for having your salary or pension of at least €900 paid directly into your account.
1 0% NIR, 0% APR. Representative example of remuneration with a constant balance of €10,000 during the first year at 0% annual nominal interest (0% APR), remuneration of €0 gross per year.
Get discounts when you pay with your Openbank cards
Learn more about the differences between our bank accounts:
Both the Open Current Account and the Open Payroll Account are fee-free online accounts (0% NIR, 0% APR1)
Manage your everyday banking and enjoy the following services with no fees: domestic and international standard transfers in euros within the EU, paying your bills by direct debit, depositing and withdrawing cash at Banco Santander ATMs in Spain.
Plus, when you open this bank account, you get a free Open Debit Card for the main account holder to withdraw cash at more than 7,500 Banco Santander ATMs in Spain, completely free of charge.
It offers you all the services of the Open Current Account plus lots of benefits for setting up a direct deposit for your salary, pension, unemployment benefits, or regular transfers from other banks for €900 or more every month.
When you open this bank account, you receive 1% cashback on your main bills (electricity, gas, home phone, mobile phone and internet), get the Open Credit Card free of charge, and earn higher interests on your Open Savings Account. You can also request an advance on your salary with Openbank Overdraft Protection.