Everyday accounts

Everyday current accounts

Fee-free accounts and discounts on major brands

Fee-free accounts with discounts on great brands

Find out more

Fee-free accounts
Making your everyday life easier with discounts on great brands


Open Current Account

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Manage your money, set up direct debits and access our full range of products.

No-fee Current Account
Free Open Debit Card
Fee-free transfers
More than 7,500 free ATMs

Open Payroll Account

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Everything you expect from a current account, plus a wide range of benefits for having your salary or pension paid directly into your account.

Get 1% cashback on your bills
Get discounts
Free debit and credit cards
Fee-free transfers

Open Discounts

Get discounts paying with your Openbank cards

Learn more about the differences between our bank accounts:

Both the Open Current Account and the Open Payroll Account are fee-free online accounts.


Open Current Account

Manage your everyday banking, such as domestic transfers, paying your bills by direct debit, depositing and withdrawing cash, among others. All without fees.

Plus, when you open this bank account, you get a free Open Debit Card for the primary account holder to withdraw cash at more than 7,500 Banco Santander ATMs in Spain, completely free of charge.


Open Payroll Account

It offers you all the services of the Open Current Account plus lots of benefits for setting up a direct deposit for your salary, pension, unemployment benefits, or regular transfers from other banks for €900 or more every month.

When you open this bank account, you receive 1% cashback on your main bills (electricity, gas, home phone, mobile phone and internet), get the Open Credit Card free of charge, and earn higher interests on your Open Savings Account. You can also request an advance on your salary with Openbank Overdraft Protection.