Accounts for your efforts

Everyday current accounts

Accounts without commissions and discounts on major brands

Fee-free accounts with discounts on great brands

Find out more

Fee-free accounts
Making your everyday life easier with discounts on great brands


Open Current Account

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Manage your money, set up direct debits and access all the products we have to offer.

No fee Current Account
Free Open Debit Card
Fee-free transfers
More than 7.500 ATMS without fees

Open Payroll Account

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Everything you can expect from a current account, as well as multiple advantages for paying in your salary or pension into the account.

Get 1% cashback on your bills
Get discounts
Free debit and credit cards
Fee-free transfers

Open Discounts

Enjoy them paying with your Openbank cards

Learn more about the difference between our bank accounts:

Both the Open Current Account and the Open Payroll Account are fee-free online accounts.


The Open Current Account

will help you to manage your everyday operations, such as making domestic transfers, paying your bills by direct debit, depositing and withdrawing money, among others. And with no fees.

Besides, when you open this bank account, you get an Open Debit Card free of charge for the first holder to withdraw money at more than 7,500 Banco Santander ATMs in Spain, completely free of charge.


The Open Payroll Account

offers you all the services of the Open Current Account and includes many advantages for setting up a direct deposit for your salary, pension, unemployment benefit, or regular transfers from other banks for an amount of €900 or more every month.

When you open this bank account, you receive 1% cashback on your main bills (electricity, gas, home phone, mobile phone and internet), get the Open Credit Card free of charge, earn a higher return on your Open Savings Account, and you can also request an advance on your salary with Openbank Overdraft Protection.