Current Account Openbank

Open Current Account

Free from conditions and fees, and with discounts on great brands.

Open your account

Current Account and transfers without fees

Free from account fees, with no minimum balance or monthly income required. Transfers in euros have no cost within EU.​​​​​​​

No fee Open Debit Card

No issuance or renewal fees for the primary account holder.

More than 7.500 ATMS without fees

Available so that you can withdraw money for free.

Open Discounts

On petrol, restaurants, fashion, entertainment, hotels and more.

No fees

  • Opening and closing your Open Current Account is free.

  • No ongoing cost.

  • Free Open Debit card for the primary holder.

  • Your transfers in Spain and internationally within the EU in euros carry no fees.

Just what you need

  • Your Open Current Account with no fees.

  • More than 7.500 Banco Santander and Popular ATMs that you can use free of charge.

  • Enjoy Open Discounts: save on great brands when you pay with your cards.

  • 3.000 Banco Santander offices to pay in or withdraw money.

  • Free to pay in and out all your bills, salary, pension or other regular income.

Information at your fingertips

  • You can receive alerts about your transactions on your mobile upon request.

  • Our staff is available to offer you personalised service.

  • Consult the account transactions online or on your mobile.

  • You can also use our app, website or over the phone +34 91 177 33 37



Become a customer in just three steps, wherever you are


Complete the online form

To become a customer, we need to know a few things about you. Complete the online form and choose your access code.


Confirm your identity

Without having to go anywhere. By video call, providing your account number in another bank or with a messenger.


Sign electronically

We will send you an SMS text with a security code in order to access your contract so that you can sign it online.

Do you want to know more about the Open Current Account?

  • Obtain and renew the Open Debit Card for the main holder.

  • Withdraw or deposit money and cheques in euros at any Banco Santander and Popular office or ATM in Spain.

  • Make or receive transfers in euros within Spain and internationally within the EU.

  • Direct debit all your bills.

As it is a current account without payroll, enjoy these benefits without having to pay-in your salary or have to make other cash movements in your account, besides, without any kind of minimum permanence period!

  • From our app, web or telephone you can carry out all the operations you want at any time and from any place.
  • Make cash withdrawals, deposit cash or carry out money transfers without fees from more than 7.500 Banco Santander and Popular ATMs and more than 3.000 branches of Banco Santander.
  • In addition, you can contact us by phone or e-mail, and even visit us at our main branch in Paseo de la Castellana, 134, Madrid.

It is very simple, fast and secure. Follow these three steps and enjoy all its benefits:

  1. Complete the online form.

  2. We then verify your identity quickly and easily.

  3. Electronically sign the contract.

After having carried out the above steps, you'll receive your Open Debit card at home, which you can use immediately.

If you prefer more personal treatment, you can call us on +34 91 177 33 37 or visit us at our main branch in Paseo de la Castellana, 134, Madrid.

You must be of legal age, reside in Spain and have a valid identification document (DNI or NIE). The account can have more than one account holder. In that case, each has the same rights and obligations.

Opening an Open Current Account without fees is as easy as clicking here or accessing our App with your phone or tablet. If you would like a more personalised service, call us at +34 91 177 33 37.

Enjoy exclusive discounts when paying with your Openbank cards on great brands such as Galp, Telepizza, Iberia, Cortefiel, Women’secret, VIPS, Cines Cinesa, Yelmo y Kinépolis, Europcar, and many more. Discover all of our discounts here.


We make it extremely simple for you. Call us on +34 91 177 33 37​​​​​​ and our team of professionals will assist you with whatever you need.

Open Discounts

Enjoy them paying with your Openbank cards

Contact Openbank

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