This risk indicator corresponds to the Open Payroll Account and the Open Current Account.
1/6
This number is indicative of the product's risk, with 1/6 indicating the lowest risk and 6/6 the highest risk.
Member Bank of Spain's Deposit Guarantee Fund for Credit institutions. For cash deposits, the maximum guaranteed amount is €100,000 per depositor in each credit institution.

Open Current Account

100% online with no fees or conditions 1

Pocket €50 when you open a Welcome Savings Account and deposit at least €1,000 by 10/06/24 (inclusive).
Fee-free Current Account
No fees1
No fees for maintaining, managing or closing the account.
Free standard transfers
Free standard transfers
Fee-free transfers in euros within Spain and the EU.
Free debit card
Free debit card
Free when you open your current account as the main holder.
Mobile payments
Mobile payments
Add your Openbank cards to your mobile or smart watch.
Bye-bye fees!
Say goodbye to all fees for:
  • Account maintenance, administration and closure.
  • Domestic and international standard transfers within the EU in euros.
  • Debit card cash withdrawals at more than 7,500 Banco Santander and Euro Automatic ATMs in Spain with your Open Debit Card, which is free for the main holder.
Hello benefits!
Get ready for all these benefits with your current account and debit card:Find out more
The security you deserve
Manage your money with peace of mind.Find out more
by Santander

The safe option for your savings

With the backing and solvency of the Santander Group

Learn more about your Openbank account


Check out the main features of your account, the essential information and documents, and the applicable cooling-off period.

Cuenta nómina

Want to learn more about the Open Current Account?

Do I have to meet any special criteria or requirements to open the current account?

What can you do with your Open Current Account?

What are the fees?

Does it include the Open Debit Card?

Can you add more people to the Open Current Account?

How do you open a Current Account?

Need more information?

1 0% APR and annual NIR.
Representative example of remuneration with a constant balance of €10,000 during the first year at 0% annual nominal interest (0% APR), remuneration of €0 gross per year.

2 You will need to activate the NFC feature to use this service on an Android device.

3 Please note that in order to take advantage of certain discounts, you must pay with an Openbank card.

This risk indicator corresponds to the Openbank Payroll Acoount
1/6
This number is indicative of the product's risk, with 1/6 indicating the lowest risk and 6/6 the highest risk.
Member Bank of Spain's Deposit Guarantee Fund for Credit institutions. For cash deposits, the maximum guaranteed amount is up to €100,000 per depositor in each credit institution.