Fee-free Current Account
Free to open, maintain or close the account.
In euros within Spain and the EU.
Free Debit Card
Open an account and get one for free if you are the main holder.
Add your Openbank cards to your mobile or smart watch and pay at any contactless reader.
Say goodbye to fees
No opening, maintenance or closing fees.
Free domestic and international transfers (within the EU), in euros.
No fees for debit card cash withdrawals at more than 7,500 Banco Santander ATMs in Spain with your Open Debit Card, free for the main holder.
Your account and card, a world of advantages
Add your Openbank card details to your mobile or smart watch and easily pay at any contactless reader. And with Open Discounts, you save when using your cards to pay at top brands such as Booking.com and Club VIPS.
Invite up to 4 co-holders or authorised users with whom you want to share your account.
With the Openbanking® Financial Aggregator, you can add your accounts at other banks to keep an eye on them all at once at Openbank.
Total security for your cards with Card Control. You can turn your cards on and off at any time or limit their use at ATMs, online shopping and by location.
You control the devices you use to access your account and choose whether you want to block or log out of them.
Use the Password Manager service to save and manage your passwords and store them in a safe place. Plus it's free!
Become a customer in less than 10 minutes
Fill in your details
Fill in your personal details and choose your passcode.
Identify yourself through a video call
Or do so using your account number from another bank or by post office.
Use an SMS code to sign the contract electronically, online.
Do you want to find out more about the Open Current Account?
Do I have to meet any special criterion or requirements to open the current account?
To open an account, you have to be of legal age, a resident in Spain, and hold a valid ID document.
What can you do with your Account?
You can do all your usual transactions, for example: depositing and withdrawing cash, ordering transfers, arrange to have your salary paid into your account or your bills paid by direct debt in the same account.
What are the fees?
The Open Current Account is a fee-free account, so you won't pay anything for opening it, maintaining it, cancelling it, or for some of your most common transactions:
• National and international transfers within the EU, in euros.
• Pay bills by direct debit.
• Debit card cash withdrawals at more than 7,500 Banco Santander ATMs in Spain.
• Deposit cash free of charge at more than 1,800 new Banco Santander ATMs.
Does it include the Open Debit Card?
Yes. When you become a customer and open the Open Current Account, you get an Open Debit Card for free if you are the main holder.
You can use this card, associated with your Open Current Account, to make payments and debit card cash withdrawals without paying fees at over 7,500 Banco Santander in Spain.
You can also add your Openbank cards details to your mobile or smartwatch and pay at any contactless reader. We work with the following main platforms: Openbank Mobile Payment, Apple Pay, Google Pay, Samsung Pay, Fibit Pay and Garming Pay.
Can you include more people in the Open Current Account?
Yes, you can include up to 4 additional holders and/or authorised users. They must be of legal age, reside in Spain, and hold a valid ID document.
The holders will have the same authorisations and tax obligations as you. They can also close the account and apply for any product.
The authorised persons do not have tax obligations and can perform any kind of operation; however, they cannot close the account or apply for financing.
The holders and/or authorised persons that you invite to share your new account with you can be both new or existing Openbank customers.
How do I open my Open Current Account?
You get your fee-free Open Current Account when you follow the online process to become a customer. Click here and get your account in less than 10 minutes.
If you prefer, you can also open your fee-free Current Account by visiting our branch or by calling (+34) 91 177 33 37.
Need more information?
If you would like to find out more about how to open your current account, call us on (+34) 91 177 33 37 at any time of the day, any day of the week.
Get discounts paying with your Openbank cards