Payroll Account Openbank

Open Payroll Account

Give your salary a boost, with no fees

Open your account

Get 1% cashback on your bills

Electricity, gas, telephone, mobile phone and Internet.

Your debit and credit cards free of charge

No issuance of renewal fees.

Fee-free transfers

Transfers in euros within Spain and the EU carry no cost.

Open Discounts

On petrol, restaurants, fashion, entertainment, hotels and more.

Everything you're looking for in a bank, plus no fees

  • Opening and closing your Payroll Account is free.

  • No maintenance fees.

  • The Open Debit Card is free for the primary holder.

  • The Open Credit card is free when you arrange for your salary to be paid in directly.

  • Your transfers in euros within Spain and the EU, are free.

  • Paying your bills by direct debit is free.

Just what you need

  • Your fee-free Open Payroll Account.

  • 7,500 Banco Santander and Popular ATMs that you can use free of charge.

  • 3,000 Banco Santander branches where you can deposit or withdraw cash.

  • Upon request, we can send alerts to your mobile phone about transactions in your payroll account.

  • Our staff are available to offer you a personalised service.

Plus a wide range of benefits

  • Get 1% cashback on your electricity, gas, telephone, mobile phone and internet bills paid by direct debit from your account when your salary, pension or unemployment benefits are directly deposited or if you receive regular transfers of at least €900 from any bank.

  • Access improved conditions for other Openbank products, such as the Openbank Savings Account.

  • Save on great brands with Open Discounts when you pay with your cards.


Become a customer in just three steps, wherever you are


Fill out your details

To become a customer, we need to know a few things about you. Fill out the online form and choose your passcode. Have your DNI or NIE at hand.


Confirm your identity

With no need to go anywhere. By video call, providing your account number in another bank.


Sign electronically

We will send you an SMS text with a security code to access your contract so that you can sign it online.

Open Discounts

Get discounts paying with your Openbank cards