Open Payroll Account
A fee-free1 account that never stops giving!
If you're a new customer, use code NOMINA

Get 0.5% cashback on your bills

Free debit and credit cards2

Fee-free transfers

Open Discounts

All you want from a bank, free of charge1
- Opening and closing your account.
- Account maintenance and administration.
- An Open Debit Card for the main holder.
- An Open Credit Card2 when you pay in your salary3.
- Standard transfers in euros within Spain and the EU.
- Paying all your bills by direct debit.
Just what you need
A world of benefits3
1 0% APR and annual NIR
Representative example of interest with a constant balance of €10,000 held for the first year at 0% NIR (0% APR): gross annual interest of €0.
2 0% APR and annual NIR. Representative example for €1,500 drawn and lump sum payment at the end of the month: 0% NIR; 0% APR; Total amount borrowed: €1,500. Total amount owed: €1,500. Total cost of credit: €0. Card issue fee: €0. The APR may vary depending on the repayment method selected: financed payment in fixed or variable instalments (revolving credit) or financed purchases for at least €30 over 1 to 36 months, as well as failing to meet conditions. For further Conditions on the rest of repayment methods, click the following link: https://www.openbank.es/en/credit-card-visa-opencredit.
3 You can enjoy the benefits of the Payroll Account if: (i) you arrange for your salary, pension or unemployment benefit of at least €900 to be paid directly into your account; or (ii) you receive monthly transfers of at least €900 from any other bank.
4 Please note that in order to take advantage of certain discounts, you must pay with an Openbank card.
Learn more about your Openbank account
Check out the main features of your account, the essential information and documents, and the applicable cooling-off period.

Become a customer in less than 10 minutes


