Payroll Account Openbank

Open Payroll Account

Make your salary grow, with no fees

Open your account

Get 1% cashback on your bills

Electricity, gas, telephone, mobile phone and Internet.

Your debit and credit cards free of charge

When you issue or renew them.

Fee-free money transfers

No cost within Spain and the EU, in Euros.

Open Discounts

On petrol, restaurants, fashion, entertainment, hotels and more

Everything you are looking for in a bank and no fees

  • Opening and closing your Payroll Account is free.

  • No maintenance.

  • The Open Debit Card is free for the main holder.

  • The Open Credit card is free when you arrange for your salary to be paid in directly.

  • Your transfers in Spain and internationally to the EU, in euros, are free.

  • Having all of your bills direct debited is free.

Just what you need

  • Your no-fee Open Payroll Account.

  • 7.500 Banco Santander and Popular ATMs that you can access at no charge.

  • 3.000 Banco Santander branches where you can make deposits or withdraw cash.

  • Upon request, we can send alerts to your mobile phone about transactions in your payroll account.

  • Our staff are available to offer you personalised service.

As well as all types of benefits

  • Receive 1% cashback on your electricity, gas, telephone, mobile phone and internet bills directly debited from your account when you have your salary, pension or unemployment benefits directly deposited or if you receive regular transfers of at least 900€ from any bank.

  • Access improved conditions for other Openbank products, such as the Openbank Savings Account.

  • Save with Open Discounts on great brands when you pay with your cards.


Become a customer in just three steps, wherever you are


Complete the online form

To become a customer, we need to know a few things about you. Complete the online form and choose your access code.


Confirm your identity

Without having to go anywhere. By video call, providing your account number in another bank or with a messenger.


Sign electronically

We will send you an SMS text with a security code in order to access your contract so that you can sign it online.

Open Discounts

Enjoy them paying with your Openbank cards