Send and receive money instantly
Your domestic transfers in real time
- Any time of the day, any day of the year.
- No waiting necessary; transfers cleared in less than 20 seconds!
- Up to €6,000 per transfer.
- For only €2 per transfer with your Open Payroll Account.
Instantly no matter where you are
Send and receive transfers in less than 20 seconds.
Service available 24 hours a day, 7 days a week.
You can transfer money instantly online and over the phone.
Up to €6,000 per transfer
You have a limit of up to €6,000 per transfer
For only €2 with your Open Payroll Account and €4 with your Open Current Account.
Before sending the money, check that the destination account is valid.
Supervised by Iberpay, the Bank of Spain's transaction exchange platform.
Don't forget that you can also use Bizum on the Openbank app
Send and receive money from your contacts instantly.
All you need is their mobile number to send and receive money instantly. Activate Bizum from your Openbank app, it’s free!
Want to find out more about Instant Transfers?
What is the difference between a standard transfer and an instant transfer?
The main difference is speed.
Instant transfers are carried out instantly, in real time, any time of day and any day of the week. Whereas standard transfers may take up to one business day, depending on the time and day the money is sent.
Does this service cost anything?
Yes, instant transfers cost €2 per transfer from your Open Payroll Account and €4 from any other account.
Is there any limit on the amount?
You can send up to €6,000 per transfer. If you need to send a larger amount of money, give us a call on +34 91 177 33 10.
What banks can instant transfers be sent to?
You can send and receive money to and from the majority of banks operating in Spain.
Can instant transfers also be carried out internationally?
At present, you can only carry out domestic instant transfers from Openbank.
How long does an instant transfer take?
The technology we use is able to perform these transfers in real time. The transfer may take up to 20 seconds to be completed.
Need any help?
For more information, email us at email@example.com or call us on +34 91 177 33 10.