Instant Transfers
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Instant Transfers


Send and receive money instantly

Your domestic transfers in real time

  • Any time of day, any day of the year.
  • No waiting, in less than 20 seconds!
  • Up to €6,000 per transfer.
  • For only 2 € per transfer with your Open Payroll Account.
Instant Transfers 2

Instantly from anywhere

Send and receive transfers in less than 20 seconds.

Service available 24 hours a day, 7 days a week, any time of the day.

You can transfer money instantly through the website and by telephone.

Up to €6,000 per transfer

You have a limit of up to €6,000 per transfer

For only 2 € with your Open Payroll Account and 4 € with your Open Current Account.

Security guaranteed

Before sending the money, verify that the destination account is valid.

With supervision by Iberpay, the Bank of Spain transaction exchange platform.

Remember that you can also use Bizum in your Openbank App

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Send and receive money from your contacts instantly.

All you need is their mobile number to send and receive money instantly. Activate Bizum from your Openbank App, it’s free!

Do you want to find out more about Instant Transfers?

The main difference is speed.

Instant transfers are carried out instantly, in real time, any time of day and any day of the week. Whereas standard transfers may take up to one business day, depending on the time and day the money is sent.

Yes, instant transfers cost 2 € per transfer from your Open Payroll Account and 4 € from any other account.

You can send up to €6,000 per transfer. If you need to send a larger amount of money, we can help you at +34 91 177 33 10.

You can send and receive money at the majority of entities operating in Spain.

At present you can only carry out domestic instant transfers from Openbank.

The technology is able to perform these transfers in real time. It is possible that the transfer may take up to 20 seconds to be completed.

For more information, write us at or call us at +34 91 177 33 37.