The risk rating of pension plans is measured on a scale from 1 to 7
The pension plans offered by Openbank have risk ratings ranging from 1 to 6.
Prior to investing, please consult the risk rating, fees and information for each of the Pension Plans marketed by Open Bank, S.A., set out in the Prospectus or Key Information Document for each Pension Plan, available in the corresponding page for each plan at www.openbank.es/en.
Lower risk
Higher Risk
Lower
performance
Higher
performance
Liquidity alert:
Receiving the payout or exercising the right to withdrawal is only possible in the event that any of the contingencies or exceptional liquidity circumstances regulated in the legislation on pension plans and funds occur.
The value of the rights to transfer, of the benefits and of the exceptional liquidity circumstances depend on the market value of the pension fund's assets and may lead to significant losses.
Switch your pension plan to Openbank
We'll help you switch it over from the comfort of your own home and with no transfer fee.
Call us on 91 177 33 16 or 900 10 29 38.
What is a pension transfer?
A pension transfer involves switching one or several pension plans from one financial provider to Openbank.
This process is straightforward and tax-efficient. Plus, at Openbank, we don't charge any fees.
All you need to do is let us know the pension plan you want to switch your current plan to. You have two options:
- Choose one of the plans we offer at Openbank. In this case, you would be changing plans and financial provider.
- Keep the one you currently have, if it is available in our selection of plans. In this case, you would be keeping the same pension plan and only changing provider.
How can you switch your pension plan to Openbank?
You have two options to switch the pension plan you have at another bank to Openbank:
- Select and open your pension plan by making a contribution from the minimum amount. Use our Pension Plan Finder to find a plan that works for you.
- Fill out this document, sign it and upload it to the Customer Area of the website.
- Go to your profile and click "Documentation". Next click "More options" and then "Upload documentation". Select the "Investments: Pension Plans" process and upload the relevant documents.
If you don't want to make a contribution now, you can contact our AFI2-certified investment specialists and they will help you take out the plan of your choice.
If you prefer, you can also leave us your details and we will call you.
Choose when you want us to call you, from Monday to Friday from 8:00 a.m. to 8:00 p.m.
Bear in mind that any investment carries a certain level of risk, including the lack of return and/or loss of principal invested
Before taking out a plan, consult the risk rating, fees and information for each of the Pension Plans marketed by Open Bank, S.A. are set out in the corresponding Prospectus or Key Investor Information Document (KIID), available on the individual page of each plan at www.openbank.es/en.
- To calculate this amount, we have assumed that a person has the maximum rate of tax withholding of their personal income tax (IRPF) (45%). Tax savings depend on each customer’s personal circumstances and may change in the future.
- AFI, Analistas Financieros Internacionales is an independent leading Spanish provider of consultancy and training services in economics and finance.
We make it simple. Give us a call on 91 117 33 16 or 900 10 29 38 and our team of investment specialists will be happy to help (Mon-Fri 8 a.m. to 8 p.m.).
Find us on:
