Pension Plans

Save now and rest in the future

Start planning today for your future peace of mind  from €6 and with no additional fees.

No transfer fee.
No custody fee.
Fees charged by the plan's asset manager apply.

We offer a vast range of pension plans from 5 asset managers.

Build your pension plan bit by bit with automatic contributions. All you need to do is choose how much and how often you want to contribute.

All investments carry some level of risk, including the lack of return and/or loss of principal invested.

The risk rating, fees and information for each of the Pension Plans marketed by Open Bank, S.A., is detailed in the Prospectus or Key Information Document (KIID) for each one of the Pension Plans, available on the individual pages for each plan at

What pension plans do we offer at Openbank?

These are the most searched plans among investors at Openbank

BBVA Telecomunicaciones PP
Pension plans

Asset and sub-asset class
Sector Equity

27.50% YTD, -24.61% in 2021

Minimum initial investment

CABK RV International PP
Pension plans

Asset and sub-asset class
Global Equity

20.96% YTD, 20.42% in 2021

Minimum initial investment

BBVA Plan Mercado Monetario
Pension plans

Asset and sub-asset class
Money Market

0.91% YTD, 0.09% in 2021

Minimum initial investment

Most searched pension plans on the Openbank website in June 2023 (source: Google Analytics). YTD return as at 29 June for CABK RV Internacional PP and 30 June for BBVA Telecomunicaciones PP and BBVA Mercado Monetario PP (source: Morningstar). The risk-return indicator shows the potential return and risk of the fund, where 1 represents the lowest risk (not exempt from risk) and 7 the highest risk. The value of the investment is subject to market fluctuations, and past performance is no guarantee of future results.

Liquidity alerts:

Collecting the benefits or exercising the right of redemption is only possible where any of the contingencies or exceptional cases of liquidity provided for in the regulations on pension plans and funds arise.

The value of transfer rights, benefits and exceptional cases of liquidity depends on the market value of the pension fund assets and may lead to significant losses.

Want to learn more about Pension Plans?

What is a pension plan?
How can you transfer your pension plan to Openbank?
How much can you invest?
How can you invest in a pension plan?
What happens if your contributions add up to more than €1,500 a year?
What tax advantages do pension plans have?
How and when will you get your money back?
Need more information?
This risk indicator corresponds to the Welcome Savings Account with Payroll, Openbank Savings Account and the Open Payroll Account.
This number is indicative of the product's risk, with 1/6 indicating the lowest risk and 6/6 the highest risk.
Member Bank of Spain's Deposit Guarantee Fund of Credit institutions. For cash deposits, the guaranteed amount is up to €100,000 per depositor in each credit institution.

Want to get in touch with us?

Want to get in touch with us?

We make it simple. Give us a call on 91 117 33 16 or 900 10 29 38 and our team of investment specialists will be happy to help (Mon-Fri 8 a.m. to 8 p.m.).

91 177 33 16  or  900 10 29 38 


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