Pension Plans
All investments carry some level of risk, including the lack of return and/or loss of principal invested.
Got pension plans at another bank? Transfer them to Openbank and start enjoying all our benefits!
Contact our specialists on 91 177 33 16 or 900 22 32 42, Monday to Friday from 8 a.m. to 8 p.m., and they'll handle the arrangements and answer any of your questions.
What pension plans do we offer at Openbank?
These are the most searched plans among investors at Openbank
Asset and sub-asset class
Sector Equity
Return
30.73% in 2023,
-24.61% in 2022 | 34.05% in 2021
28.04% in 2020 | 43.10% in 2019
Asset manager: BBVA PENSIONES, S.A., E.G.F.P.
Depository: BBVA, S.A.
It invests more than 75% in shares that primarily belong to the telecommunications sector and new technologies. It may have more than 30% in non-euro currencies.
Asset and sub-asset class
Global Equity
Return
28.13% in 2023,
-20.84% in 2022 | 32.47% in 2021
10.57% in 2020 | 31.13% in 2019
Asset manager: VidaCaixa, S.A.U. de Seguros y Reaseguros
Depository: Cecabank, S.A
It invests 100% in international equity, i.e., in shares of companies around the world.
Asset and sub-asset class
Money Market
Return
2.61% in 2023,
0.09% in 2022 | -0.24% in 2021
-0.71% in 2020 | -0.26% in 2019
Asset manager: BBVA PENSIONES, S.A., E.G.F.P.
Depository: BBVA, S.A.
It invests 100% of its portfolio in short-term fixed-income assets, both government and corporate bonds. The average duration of the portfolio will be less than 18 months.
*KID (Key Investor Document) risk scale. Risk rating 1 does not mean a risk-free investment. This indicator may change over time.
Most searched pension plans on the Openbank website in December 2023 (source: Google Analytics). Calendar year return, from 2019 until 2023 (source: Morningstar). The risk-return indicator shows the potential return and risk of the fund, where 1 represents the lowest risk (not exempt from risk) and 7 the highest risk.
The value of the investment is subject to market fluctuations, and past performance is no guarantee of future results.
Prior to investing, please consult the risk rating, fees and information for each of the Pension Plans marketed by Open Bank, S.A., set out in the Prospectus or Key Information Document for each Pension Plan, available in the corresponding page for each plan at www.openbank.es/en.
Liquidity alerts:
Collecting the benefits or exercising the right of redemption is only possible where any of the contingencies or exceptional cases of liquidity provided for in the regulations on pension plans and funds arise.
The value of transfer rights, benefits and exceptional cases of liquidity depends on the market value of the pension fund assets and may lead to significant losses.
1 This amount has been calculated on the basis that an individual is subject to the maximum income tax withholding rate (45%). The tax savings depend on the personal circumstances of each customer and may vary in the future.
Want to learn more about Pension Plans?
We make it simple. Give us a call on 91 117 33 16 or 900 10 29 38 and our team of investment specialists will be happy to help (Mon-Fri 8 a.m. to 8 p.m.).
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