Why invest in a pension plan?

Save money in plans now and rest in the future

4 reasons to purchase a plan
  • Save for your retirement: The sooner you start, the more savings you will accumulate and the calmer you will feel when your retirement approaches.
  • Tax advantages: For every €1,000 you invest in your pension plan you can save up to €450* on your tax declaration, depending on your income and what you contribute.
  • Save at your own pace: Make contributions from €6 when you want throughout the year. You can have as many plans as you like in order to diversify your investment.
  • Profitability: The profitability of the pension plan you choose depends on your investment strategy and the evolution of the markets.
What advantages are there for you in Openbank?
  • Specialists available for you: Our team of investment specialists is on hand to help you with whatever you need.
  • Without added fees: You will only pay the management and deposit fees detailed in the Document of Fundamental Data for the participant in each plan.
  • With total flexibility: You can move your money from one pension plan to another, whenever you want. It is simple and costs nothing.
  • A wide range of products: We have different pension plans in different markets and assets so that you can find the best balance between risk and return.

*To calculate this amount, we have assumed the maximum tax rate (45%). The actual fiscal saving will depend on the personal circumstances of each customer and can vary in the future.

Find the pension plan that best suits your needs.

Would you like to know more about pension plans?
What is a pension plan?
What are the tax benefits?
How much can I contribute?
How and when will you get your money back?
Who are the beneficiaries of my pension plan?
How can you invest in a pension plan?
What is a pension plan transfer?
Need more information?
How can I transfer a plan from another company to Openbank?